Our Envelope Budget

Our Envelope Budget is the modern way to manage your money using the proven envelope budgeting method. Connect your bank accounts, automatically categorize your spending, and see exactly where every dollar goes — all from one beautifully designed app.

ENVELOPE BUDGETING MADE SIMPLE

The envelope method is one of the most effective ways to budget. Instead of guessing where your money went, you assign every dollar a purpose by placing it into virtual envelopes — like Groceries, Rent, Entertainment, or Savings. When an envelope runs out, you know it's time to stop spending in that category. Our Envelope Budget makes this process effortless.

LINK YOUR BANK ACCOUNTS* (With Premium Subscription)

Securely connect your bank accounts and credit cards through Plaid. Your transactions sync automatically so you always have an up-to-date picture of your finances. No more manual entry or guessing — your spending shows up in real time, ready to be categorized.

AUTO-CATEGORIZE TRANSACTIONS

Tired of sorting transactions one by one? Create rules that automatically assign transactions to the right envelope based on the merchant name. Once you set up a rule, every future matching transaction is categorized instantly. Spend less time organizing and more time living.

BUDGET ON A CALENDAR

See your financial future laid out on a calendar. Our Envelope Budget shows you upcoming bills, scheduled envelope fills, and projected balances day by day. Know exactly what's coming before it arrives so you're never caught off guard by a bill or an empty envelope.

FLEXIBLE ENVELOPE TYPES

Not all expenses are the same, and your envelopes shouldn't be either. Choose from four envelope types to match how you actually spend:

• Expense envelopes for everyday spending like groceries and dining out
• Bill envelopes for recurring payments with due dates and amounts
• Savings envelopes with goal tracking and progress bars
• Income envelopes to track money coming in

SMART FILL SCHEDULES

Set your envelopes to automatically fill on a schedule — weekly, monthly, or yearly. Choose the exact day, and decide whether leftover money rolls over to the next period or resets to zero. Your budget stays current without you lifting a finger.

MOVE MONEY BETWEEN ENVELOPES

Life happens. When you overspend in one category, easily transfer money between envelopes to stay balanced. Move funds from any envelope to another, or pull from your unallocated funds — all in just a few taps.

SPLIT TRANSACTIONS

Sometimes one purchase spans multiple categories. Split a single transaction across as many envelopes as you need, assigning the exact amount to each. Perfect for trips to stores where you buy groceries and household items in the same cart.

SHARE YOUR BUDGET

Budgeting is better together. Invite your partner, spouse, or family members to share a workspace. Everyone sees the same envelopes, balances, and transactions in real time. Stay aligned on your financial goals without the awkward money conversations.

CUSTOMIZE YOUR ENVELOPES

Make your budget yours. Choose from dozens of icons and colors for each envelope, or pick a custom color to match your style. A personalized budget is one you'll actually use.

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