Outlay – Smart Expense Tracker

Take control of your money with Outlay, the privacy-first expense tracker powered by on-device AI.

CORE VALUE

↳ Unlike traditional apps, Outlay keeps your financial data completely on your device and iCloud — nothing is sent to external servers.

KEY FEATURES

##FREE##

# Smart Expense Tracking
↳ Log and categorise expenses effortlessly

# Privacy First
↳ No tracking. No ads. No data collection.

# iCloud Sync
↳ Seamless experience across all your iPhone and iPad devices

# Widgets - Home Screen & Standby mode
↳ Smart glanceable Widgets! For that moment when time is of the essence

##PAID##

# AI Insights (On-Device)
↳ Understand spending patterns with private, intelligent insights

# FinChat
↳ Engage with Oink, your personal finance AI companion, who is always on standby to provide real-time chat updates on your expenses.
↳ Ask questions about your spending, like:
- "How much did I spend last weekend?"
- "What did I spend the most on this month?"
↳ Get more pre-defined prompts in the built-in "Quick Prompt" library under the chat section

# Beautiful Customisations:
↳ Add themes of your choice based on your mood
↳ Express yourself using multilingual support starting with English & Hindi. More language support is coming in future. *AI responses are currently delivered in English
↳ Clean charts to understand your finances at a glance
↳ See your expenses on a map to understand where you are spending

# Gamification
↳ Gamify your spending by hitting your daily limit and stay motivated with Streak!

# Lookback
↳ With this option, look back on historical spending trends anytime


- Terms of service: https://www.ruptapas.com/outlay/outlay-terms-of-service-and-privacy-policy
- Privacy policy: https://www.ruptapas.com/outlay/outlay-privacy