Outly: Expense Tracker

Spend Check is a private, beautifully focused way to know where your money goes.

No bank connection. No ads. No subscription. No account required. Every feature is free, and your financial data stays under your control.

TRACK IN SECONDS
• Log expenses and income with a fast, autoformatting amount field
• Scan a receipt to fill in its merchant and total
• Get smart category suggestions that learn from your entries
• Attach receipt photos to transactions

UNDERSTAND YOUR SPENDING
• Explore weekly and monthly charts for expenses, income, or both
• Tap any day for an exact total
• See category, needs-versus-wants, and month-over-month breakdowns
• Read the last two weeks at a glance with dot-matrix activity charts

STAY ON BUDGET
• Set one monthly spending ceiling with a daily pace indicator
• Add per-category limits with clear progress and gentle warnings
• Apply the 50/30/20 rule to your actual income

SAVE FOR SOMETHING
• Create savings goals with targets, deadlines, and progress rings
• Move money in and out while keeping a visible transfer history
• See the monthly amount needed to hit each deadline

KEEP UP WITH RECURRING PAYMENTS
• Track recurring bills and income from daily to yearly
• Choose from popular services and plan tiers, or add anything yourself
• Due entries are logged when you open the app

PRIVATE BY DEFAULT
• Works fully offline without an account
• Optional Face ID app lock
• Optional backup to your private iCloud container
• CSV import and export whenever you want

Spend Check is free because budgeting should not cost money. If it helps, there is an optional tip jar — every feature works exactly the same either way.