Owe - Monthly expense tracker

Missed a payment again? Not sure where the month is heading?

Owe keeps every bill, loan and IOU in one place, reminds you before anything is due, and shows your balance for the whole month at a glance. No bank logins, no sign-up, no spreadsheets.

NEVER MISS A PAYMENT
• A reminder on the day a payment is due
• Overdue, upcoming and paid, clearly split so nothing slips
• Mark anything paid with a single tap

SEE YOUR MONTH COMING
• What you owe and what you're owed, front and centre
• Week and month views with a balance graph, so there are no end-of-month surprises
• A Home Screen widget with your next payment and your totals

ANY KIND OF PAYMENT
• One-offs: dinner, tickets, borrowed cash
• Recurring: rent, bills and subscriptions, weekly or monthly, even every second Friday
• Part payments: record what's been paid back and see what's left

OWE PRO — ONE-TIME PURCHASE, NO SUBSCRIPTION
• Multiple accounts: keep Personal, Business and Joint separate and switch in a tap
• Transfers: move money between your accounts and both sides stay in step
• Reminder options: get reminded days before, at a time that suits you
• Face ID lock: keep your balances private
• Export to CSV: open every payment in Numbers or Excel
• No ads
Already bought Remove Ads? It includes Owe Pro. Just tap Restore Purchase.

PRIVATE BY DESIGN
Your payments stay on your device. No account, no bank connection, and Owe never sees your financial information.

Choose your currency (£, $, €, ¥, ₹, ₽) and date format.

Download Owe and stay on top of what you owe, and what's owed to you.