Owe - Monthly expense tracker

Owe is the simple way to keep track of money — who owes you, who you owe, and what's due next. No bank logins, no accounts, no spreadsheets. Just add a payment and Owe keeps you on top of it.

ALL-NEW DESIGN
Completely rebuilt with a clean, modern interface that puts your balances front and centre.

SEE IT ALL AT A GLANCE
• Your weekly or monthly balance — what you owe and what you're owed — on one screen
• A simple graph of what's due across the week or month
• Payments grouped by day, so you always know what's coming next

TRACK ANY KIND OF PAYMENT
• One-off payments — dinner, tickets, borrowed cash
• Recurring payments — rent, bills and subscriptions, weekly or monthly, even "every second Friday"
• Instalments — break a big payment into smaller ones and watch your progress as you pay it off

NEVER MISS A DUE DATE
• Get a reminder on the day a payment is due
• Home Screen widget shows what's due today and what's next
• Mark payments as paid with a single tap

MAKE IT YOURS
• Filter payments by paid, unpaid, or recurring
• Sort by due date, date added, or name
• Choose your currency (£, $, €, ¥, ₹, ₽) and date format

PRIVATE BY DESIGN
Your data stays on your device. No account, no sign-up, no bank connection — Owe never sees your financial information.
Whether it's rent, a loan from a friend, or splitting last night's dinner, Owe makes sure nothing slips through the cracks.

Download Owe and stay on top of what you owe — and what's owed to you.