P&C Insurance Exam Prep

Preparing for your Property & Casualty insurance licensing exam? P&C Insurance Exam Prep gives you 2,420 original practice questions — every single one written for this app, and every single one with a full written explanation of why the right answer is right.

A subscription or one-time Lifetime purchase is required to use this app. There is no free tier, no advertising, and no data collection.

WHAT YOU GET

• 2,420 original questions across all 12 P&C lines
• A detailed explanation on every question — learn the reasoning, not just the answer key
• Dedicated state-law modules for 10 states
• Timed mock exams that mirror the real exam's format and weighting
• Spaced-repetition flashcards using the proven SM-2 algorithm
• A readiness dashboard: per-line mastery, trend, streak, exam countdown
• Weak-area drills built automatically from the questions you actually miss
• Bookmarks and an incorrect-answer review list
• Works 100% offline — the entire question bank lives on your device

EVERY LINE ON THE EXAM

General insurance principles and regulation. Property basics — perils, valuation, coinsurance, deductibles. Homeowners (HO-2 through HO-8). The Dwelling program (DP-1, DP-2, DP-3). Personal auto. Casualty and liability — negligence, torts, damages. Commercial general liability. Commercial property and the commercial package policy. Business owners policy (BOP). Workers' compensation. Commercial auto. Bonds, umbrella and excess liability.

STATE-LAW MODULES

Studying in California, Texas, Florida, New York, Pennsylvania, Illinois, Ohio, Georgia, North Carolina or Michigan? Turn on your state and its law questions are woven into your practice sets and mock exams — state law is a large slice of most P&C exams. Studying elsewhere? The twelve national lines apply everywhere.

BUILT TO ACTUALLY TEACH YOU

Most question banks hand you an answer key. This one explains the reasoning behind every option, so the coinsurance formula, the HO-3 open-perils split, and the occurrence-versus-claims-made distinction finally click. Get one wrong and it goes straight into your review list and flashcard queue until it sticks.

KNOW WHEN YOU'RE READY

Your readiness score weights each line by how heavily it tends to appear on the exam, so a weak spot in a heavily-tested area actually moves the needle. Set your exam date, hold a daily streak, and see exactly which lines still need work.

PRIVACY

No account. No sign-in. No analytics. No advertising SDKs. No trackers. Your study data stays on your device.

SUBSCRIPTION DETAILS

• Yearly Pro — US$49.99 per year, including a 3-day free trial. Auto-renews.
• Monthly Pro — US$9.99 per month. Auto-renews.
• Lifetime Pro — US$99.99 one-time purchase. Not a subscription; it never renews.

Prices shown are for the US storefront; your local price appears in the app before you buy. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. Manage or cancel in your Apple Account settings after purchase.

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DISCLAIMER

This app is an independent study aid. It is not affiliated with, endorsed by, or sponsored by the National Association of Insurance Commissioners, any state Department of Insurance, any testing vendor, or any insurance company. All questions and explanations are original material written for this app. Exam formats, passing scores and state insurance law change over time and vary by state — always confirm current requirements with your state's regulator and your official candidate handbook. Nothing here is legal advice or a guarantee of any exam result.