PaceSpender: Spending Tracker

PaceSpender helps you stay on pace with your money. Log a purchase in seconds, set budgets that are easy to change, and always know how much is left this month, all in a clean, minimal app with no account, no ads and no tracking.

QUICK ENTRY
• Add a purchase in three steps: amount, category, save
• The built-in calculator keypad does the math as you type
• Smart suggestions from your past descriptions
• Add dates, notes and up to 3 receipt photos

BUDGETS THAT KEEP YOU ON PACE
• Set a monthly budget and a budget for each category
• Adjust any budget in a few taps, or copy last month's
• Color-coded progress warns you before you overspend
• The Budget tab icon warns you at 90% of your monthly budget, or the percentage you pick
• Upcoming recurring payments are counted, so you can see your projected spending for the month

INSIGHTS
• See where your money goes with clear, interactive charts
• Category breakdowns, daily averages and spending timelines
• Income vs. spending and month-over-month comparisons
• Your largest expenses at a glance

RECURRING PAYMENTS
• Schedule rent, subscriptions and bills daily, weekly or monthly
• Payments are added for you, with optional reminders
• Skip a payment or pay early whenever you need

AUTOMATIC CARD PAYMENTS
• Set up a Shortcuts automation once, and contactless payments made with your iPhone arrive in PaceSpender automatically
• Review them in one list and pick a category
• Automatic capture relies on a Shortcuts automation and iOS, so some payments may not be recorded

WIDGETS
• Add PaceSpender widgets to your Home Screen and see your month at a glance, including projected spending

PRIVATE BY DESIGN
• No sign-up, no ads, no analytics
• PaceSpender never connects to your bank and never stores card details
• Your data stays on your device and in your own iCloud
• Automatic daily iCloud backup, so you can restore everything anytime, even on a new iPhone

MADE FOR YOU
• Ready-to-use categories, or create your own with emoji and colors
• Any currency, with or without cents
• Import transactions from your bank's CSV file and export your full history
• Get Started, on the Budget tab, walks you through setup, and tips point out features as you go
• Available in English, Italian, Spanish, French, Chinese, Vietnamese, Japanese, Korean, Portuguese and German

FREE AND PRO
PaceSpender is free to download and use for up to 350 transactions, 12 categories, 2 active recurring payments, 2 accounts and 100 rows per CSV import. Viewing, searching, exporting, deleting, backing up and restoring your data are always free.

PaceSpender Pro removes these limits with one annual subscription, and new subscribers can try it free for 1 week. Payment is charged to your Apple Account when the free trial ends, or at confirmation of purchase if no trial applies. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your Apple Account settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://pacespender.click/privacy