Pact Bank

Pact Microfinance Bank
Banking should be simple, human-centred, and empowering, that’s why Pact Microfinance Bank exists. We’re a digitally-enabled microfinance bank built to give individuals fast access to savings, payments, and flexible credit, wherever they are. Sign up in seconds, open an account, start saving, and access the financial tools that make life easier.


WHY CHOOSE PACT?
Pact is built on empathy, trust, and innovation. We design financial products that are accessible, secure, and tailored to help you grow, whether you’re managing household expenses, saving for the future, or handling unexpected financial needs.


PACT FEATURES
Account Opening
Open a Pact account anytime, anywhere. Pick the account type that fits your needs and complete a simple registration, then you’re ready to bank.


PactSave — Save Money
Grow your savings and earn rewards. Start a PactSave account from the app and begin saving for short- or long-term goals with easy deposits and transparent terms.


PactLoan — Flexible Loans
Access quick, convenient loans for personal needs. PactLoan is designed to be affordable and fast — apply from the app and get considered for a loan that fits your profile.


PactSend — Transfers
Send money securely and instantly to other bank accounts or Pact users. Transfers are simple and reliable so you can move funds whenever you need to.


Bill Payment & Airtime Top-up
Pay utilities, bills, and buy airtime straight from your Pact account, fast, secure, and convenient.


LOANS, REPAYMENT & ELIGIBILITY
PactLoan offers short-term loans designed to cushion cashflow and help you meet urgent financial needs. Repayment terms and loan amounts depend on your eligibility and product selected. Pact evaluates applications using multiple signals (credit profile, past performance, and other risk indicators). For larger loans we may request supporting documents.
Important: Falsified information may delay approval or lead to application rejection and possible reporting for fraud.


RATES & FEES
Loan amounts, tenors, and interest vary by product and eligibility. Pact’s public site highlights product names and benefits but does not publish public rate tables. For transparency, link to an internal product pricing page or add an FAQ/product page where exact rates, fees, and APRs are published.


CONTACT & SUPPORT
For customer enquiries or feedback, reach out via Pact’s official contact channels or visit a nearby branch.