Payoff Dots: Debt Tracker

Payoff Dots makes paying down debt feel visible and achievable.

Add your balances, record updates, and watch each payment fill your payoff dots. The dashboard brings every active debt together while individual pages show exactly how far each balance has moved.

FEATURES

• Visual payoff dots for every debt
• $100 dots for balances up to $25,000 and $1,000 dots above that
• Overall and individual progress tracking
• Quick balance check-ins
• Archive completed or paused debts without deleting them
• Discreet widgets that never show dollar amounts
• Small, medium, and large widget layouts
• Light and dark appearances designed for iPhone and iPad
• Private iCloud sync across iPhone and iPad
• No separate Payoff Dots account required

FREE AND PRO

The free version supports up to two active debts. Payoff Dots Pro is a one-time purchase that unlocks unlimited active debts. There is no subscription and no advertising.

PRIVACY

Your debt information is stored on your devices and in your private iCloud database for syncing. Waypoint Labs LLC does not operate a separate debt-data server. Payoff Dots does not include advertising, third-party analytics, or tracking.

Payoff Dots is a tracking tool and does not provide financial, lending, tax, or investment advice.