Penniva: Budget Planner

Penniva helps you track everyday money, plan upcoming costs, and see what is safe to spend. Built for iPhone and iPad, it stores your budgeting data locally so you can keep tracking offline.

Start with the free essentials:
• Record income, expenses and transfers.
• Plan category budgets and income estimates.
• Track recurring bills and income.
• Review spending and cash flow.
• Export CSV files and create or restore full backups, including password-protected backups.

Penniva Pro adds CSV and QIF imports, cleanup rules, custom dashboards, manual balance updates, credit score tracking, debt payoff planning, transaction tags and splits, and optional Cloud Sync between your own iPhone and iPad. Cloud Sync requires iOS or iPadOS 17 or later and the same iCloud account on your devices. It is off until you turn it on and uses your private iCloud storage.

Choose a monthly or yearly subscription, or a one-time Lifetime purchase. Eligible yearly subscriptions offer a free trial. Buying Lifetime does not cancel an existing subscription; manage renewal through your Apple Account. Bank sync is not included in Lifetime and is not available in this release.

Early users keep eligible pre-Pro local features through founder recognition. Founder access is distinct from Pro and does not include Cloud Sync. Existing financial records remain readable, and CSV export and full local backup/restore remain free.

No Penniva account is required. Import processing happens on device. Penniva does not sell your financial data, show ads or track you.

Penniva is a tracking and planning tool. It does not provide financial, banking, investment, tax or credit services.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://penniva.app/privacy/