Penny Pilot: Expense Tracker

Some apps need to know everything about you before they can help with anything. Penny Pilot doesn’t.

Most people don't need another app tracking them to understand their money better. They need one that just shows them the truth, quietly, without asking for anything in return. That's what this is!
No account to create. No bank to link. No server sitting between you and your own money. Every transaction, every wallet, every budget you set up stays right there on your device, and it stays there because that was the whole point from the start. We didn't bolt privacy onto an existing app. We built the app around it.

Set a limit and hold yourself to it. Pull up your full spending history whenever curiosity strikes or ask the on-device Apple Intelligence to summarize your spendings and give you insights. That's the whole app, and it's fast enough that you'll actually use it.

What you get for free:
• Real privacy. No cloud, no account, no one watching. Lock things down with Face ID, Touch ID, or a passcode.
• No ads. Not one. Not ever!
• As many transactions as you want, each one able to carry notes, a photo and even a location if you want the full picture.
• Up to two wallets in your default currency, whenever you're ready to set them up.
• A clear and complete monthly breakdown of where your money actually went.
• A heads up before your card expires, so you're never caught off guard.

When you're ready for more, there's Penny Pilot Pro:
Everything above, plus the tools for people who want to go deeper.
• Apple Intelligence summaries that quietly turn your transactions into insights, generated privately, right on your phone.
• Multi-currency support, so wallets in different currencies live comfortably side by side.
• Budgets with real limits and real-time tracking, so staying on target actually feels manageable.
• As many wallets as you need, each one customizable with it’s own colors and designs.
• Yearly statistics, so you can pull up any year and see the whole story, not just one month at a time.

Try Penny Pilot Pro free for 7 days. No pressure, just see if it fits how you actually manage money.

Terms of Use: https://www.getpennypilot.app/terms.html
Privacy Policy: https://www.getpennypilot.app/privacy.html
Contact Us: support@getpennypilot.app