Pennywise: Budget & Expense

Know where your money goes. Know what you can spend. Know you're on track.

Pennywise makes budgeting feel simple - not like a chore. Track your spending, hit your savings goals, and actually understand your money. No spreadsheets, no bank linking, no complicated setup. Just open the app and start.

And your financial data? It never leaves your device. No account required. No cloud. No compromises.

FEEL IN CONTROL EVERY DAY
Set a monthly budget and Pennywise tells you exactly how much you can spend per day. See at a glance if you're on track or need to ease up - right from your home screen with iOS widgets.

SAVE FOR WHAT MATTERS
Set savings goals for a trip, emergency fund, or big purchase. Watch your progress grow and stay motivated with clear visual tracking.

UNDERSTAND YOUR SPENDING
See where your money actually goes with cashflow trends, category breakdowns, and period comparisons. Spot patterns you didn't know you had - daily, weekly, monthly, or yearly.

STAY ON TOP OF BILLS
Track recurring bills with due dates and reminders so nothing slips through the cracks. Know exactly what's coming before it hits.

YOUR MONEY, YOUR DEVICE
• All financial data stored on your device - never sent anywhere
• Works completely offline - no internet required
• No account or sign-up needed
• Zero permissions required (no camera, location, or contacts)

BUILT TO BE ENJOYED
• 5 home screen widgets to check your finances at a glance
• Customizable dashboard - show what matters to you
• Beautiful dark mode
• Available in 11 languages and 150+ currencies
• Try everything free in demo mode before you commit
• One-time purchase option - pay once, own it forever

Pennywise was built with a simple belief: budgeting should feel rewarding, not like homework. Your financial data is nobody's business but yours.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/