Per Diem: Path to FI

Per Diem is a personal finance and FIRE planning app for households that want one place to understand spending, savings, and long-term retirement tradeoffs.

A paid subscription is required to use Per Diem. Subscription access includes live account sync, budgeting tools, FIRE planning, and Ask AI.

With a subscription, you can:
- Connect bank and brokerage accounts
- Track transactions, budgets, income, assets, and net worth in one place
- Run FIRE projections that update as your finances change
- Model goals and major life tradeoffs
- Use Ask AI to explore your finances with your permission

Ask AI is optional. If you choose to use it, Per Diem will ask for permission before sending your messages and relevant financial context to the selected third-party AI provider.

Per Diem is built for people who want clarity without stitching together a budgeting app, an investment tracker, and a spreadsheet.

Use Per Diem to:

- See how spending decisions affect your financial independence timeline
- Review account balances, transactions, budgets, and income together
- Compare future scenarios like career changes, savings shifts, and major goals
- Understand the tradeoffs behind the next financial decision

Terms of use: https://perdiem.app/terms-of-service