PocketKnife Budget

Your money. Your rules.

PocketKnife Budget is a personal finance app built for people who want to understand where their money goes — without signing up, connecting a bank, or sharing personal information.

Everything lives on your device. No cloud accounts, no syncing, no subscriptions. Just open the app and start budgeting.

WHAT YOU CAN DO
• See the full year at a glance on the Dashboard — total income, expenses, and net worth by month in one scrollable table.
• Log income and expenses month by month, assign them to custom categories, and add optional notes.
• Set up recurring expenses (subscriptions, rent, utilities) once — weekly, bi-weekly, monthly, quarterly, semi-annual, or annual — and they appear automatically every month.
• Track a weekly spending budget and see exactly how much you've spent each week of the month.
• Run a simple check register in the Ledger — log credits and debits, watch your running balance update live, and mark entries as cleared.
• Understand your spending with four built-in charts: monthly income vs. expenses, spending by category (donut chart), monthly net trend, and weekly budget bars.
• Tap any chart segment or bar to drill into the individual transactions behind it.
• Create any number of custom categories, each with its own emoji and color.
• Switch between dark and light mode with a single tap.

WHAT MAKES IT DIFFERENT
• Zero sign-up. Open it and go.
• Your data never leaves your phone. No server, no cloud backup by the app.
• No ads. No upsells. No paywalls.
• Works completely offline.
• 15 categories pre-loaded so you can start entering data immediately.

BUILT FOR REAL LIFE
Whether you're tracking a household budget, managing personal spending, or just want to stop wondering where your paycheck went, PocketKnife Budget gives you a clear, honest picture of your finances — no financial expertise required.

Simple enough to start in two minutes. Detailed enough to last all year.

FEATURES AT A GLANCE
• Dashboard: yearly summary + month-by-month income / expense / net table
• Monthly view: log income & expenses, recurring entries, weekly budget
• Ledger: check register with starting balance and running totals
• Categories: create, color-code, emoji-tag, and reorder your own categories
• Charts: bar, donut, line, and weekly bar charts with tap-to-drill-down detail
• Dark & light mode
• All data stored locally — no account, no internet required, no ads