PocketPinch: Spend Smarter

Know before you buy.

PocketPinch checks whether you can actually afford a purchase, using your real bank balance, upcoming bills, and spending pace. Get a 0-100 score in seconds.

Your bank balance looks fine. That's not the same as knowing you can afford something...

Connect your bank once. From then on, any time you're about to spend, whether you're standing in a store, staring at a checkout button, or just thinking about it, ask PocketPinch. Type what you want to buy, snap a photo, or paste a link. In seconds you get a score from 0 to 100, plus a plain-English explanation of exactly where you stand.

Getting started is simple. Connect your bank securely through Plaid and PocketPinch reads your real balance, your upcoming bills, and your spending pace. No categories to set up, no manual entry, no spreadsheets.

PocketPinch is not a budgeting app. Budgeting apps tell you what already happened. PocketPinch tells you what to do right now, at the moment you're deciding.

Ask
- Type what you're thinking about buying and get an answer in seconds.
- Snap a photo of an item and PocketPinch identifies it and finds the price.
- Paste a link from any online store and PocketPinch pulls the product and price straight off the page.
- Every answer comes back as a score from 0 to 100 with a short explanation of the reasoning behind it.

Score
- Your score reflects what's actually left after your bills, not just what's sitting in your account.
- Subscriptions, bills due in the next two weeks, and your normal spending pace all factor in.
- Pick the tone of your explanations, from blunt to encouraging, so the answer lands the way you need it to.
- Every score is calculated on your device from your own numbers.

Track
- See your safe-to-spend number, the money that's genuinely free after everything already committed.
- Know what's around the corner with upcoming bills and recurring subscriptions surfaced automatically.
- Watch your spending pace against the month so you know whether you're running hot or comfortably ahead.
- Review your cash, savings, and recent purchases in one place.
- Get notified when a bill is due, when a new subscription shows up, or when an unusually large expense posts.
- Link up to three banks, including the ones holding your credit cards, for the clearest picture of what you can afford.

Private and Secure

PocketPinch connects to your bank through Plaid, the same technology trusted by thousands of financial apps. Your bank login is never seen or stored by us. The connection is read-only, so there's no risk of your money moving. Your financial data stays on your device, and we will never sell your personal or financial information.

Stop guessing. Start knowing.

SUBSCRIPTION DETAILS

PocketPinch Pro unlocks unlimited affordability checks, full bank sync, and your complete financial snapshot. Choose a monthly or annual membership; the annual plan is free to try for 7 days. After your trial period, a membership fee is billed on the plan you select, shown at checkout.

Payment is charged to your Apple Account when you confirm the purchase. Your subscription renews automatically unless you turn off auto-renew at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the current period ends. You can manage your subscription and turn off auto-renew in your Apple Account settings after purchase. If you buy a subscription during a free trial, any unused portion of that trial is forfeited.

Privacy Policy: https://pocketpinch.ntafostudios.com/privacy

Terms of Use (EULA): https://pocketpinch.ntafostudios.com/terms