Pockito: AI Expense Tracker

Pockito is an expense tracker and daily budget planner that fills itself in.
No bank login. Your data is never sold.

KEY FEATURES
• Safe to spend: one daily number after bills and savings
• Apple Pay and bank texts that log themselves
• Voice entry: say "45 at Trader Joe's" and fix any part in place
• Receipt scanner that reads every line into items with categories
• Budget alerts and bill reminders before the money is gone
• Bills, subscriptions and expected income in one Repeating tab
• Wallet: cash, bank accounts and cards, each with its own balance
• An AI assistant that sets limits, adds bills and answers questions
• Recaps for any week, month or dates, free for everyone
• Incognito Mode: no account, and your records stay on this device

LOGS ITSELF
• Apple Pay: tap at the register and the expense shows up a moment later.
• Bank texts: when your bank texts you about a purchase, Pockito reads the message and files the expense. Formats for 54 banks and wallets in 14 countries are built in, Chase and Bank of America among them, and its AI reads messages from other banks.
• Voice: tap the mic and say "Spent 80 on groceries".
• Receipts: hold the camera over one and every line becomes an item. Screenshots, PDFs and pasted text work too, and you can attach a receipt to an entry you already have.
• By hand: typing an entry yourself is free, with no monthly cap.
Apple Pay and bank texts each run on a Shortcuts automation you set up once.

IT LEARNS, AND IT ASKS
• Fix a category once and Pockito remembers it.
• Tell it which account a card belongs to, and that card's next texts go there.
• Unclear messages wait in Needs a look until you decide.
• With Pro, rules file your bank messages for you.

ASK POCKITO
Type or say what you want:
• "Keep dining under $200 this month" sets the limit.
• "Add Netflix, $15.99 a month" adds the bill and reminds you before it renews.
• "How much went to Uber last week?" gets a straight answer.
• "Am I on track for my $2,000 savings goal?" checks your progress.
It asks before it deletes anything, and it answers in your language.

AHEAD OF YOUR BILLS
• Budget alerts as you near a limit: "You're at 90% of your Food & Dining budget."
• Bill reminders: "Netflix is due tomorrow."
• The Repeating tab flags a free trial about to end and a subscription with no recorded spending for 60 days.
• Add a warranty to a purchase and Pockito reminds you 30, 7 and 1 day before it ends.
• Insights warns you early: "On pace to finish $90 over budget", unusual spending, a price that went up. Free shows the top alert, Pro shows them all.

SEE WHERE IT WENT
• Give any category a limit in Insights and see what's left.
• Pick a week, a month or your own dates for a recap.

YOUR ACCOUNTS AND NET WORTH
• Wallet keeps cash, bank accounts, cards and savings, each with its own balance.
• Credit cards show their limit and due date.
• Add gold too. Live prices and net worth come with Pro.

YOUR DATA
• Sign in to sync your devices, or use Incognito Mode with no account.
• Lock the app with Face ID.
• With Pro, import bank statements (CSV, Excel, PDF, OFX), export to CSV, Excel or PDF, and back up to iCloud.

ALSO IN POCKITO
• 23 Home Screen and Lock Screen widgets (Pro)
• Shortcuts in all 24 of the app's languages, and Siri in each one Siri speaks
• Full right-to-left Arabic

FREE AND PRO
Free: every manual entry, your full history, recaps, budget alerts and bill reminders, plus a first taste of automatic tracking, voice, scanning and AI chat.
Pro: no limits on those, more accounts, budgets, categories and bills, net worth with live prices, widgets, every Insights alert, import, export and backup, rules for bank messages, and themes.

Support: support@pockitoai.app
Privacy: https://pockitoai.app/privacy
Terms: https://pockitoai.app/terms