PointPurse: Reward & Allowance

PointPurse is the free family rewards app where kids earn points for effort that matters — a great test result, twenty minutes of reading, piano practice, helping out — and parents turn those points into real rewards, paid your way. No debit card, no bank link, no subscription. Just the family scoreboard, done right.

Most kids' reward apps are one of two things: trackers where points stay pretend, or banking apps that want a monthly fee and a debit card for your kid. PointPurse is the missing middle — a real reward chart with a real payout that comes from you: Apple Cash, a gift card, or cash in hand. The app keeps score; you keep the money.

HOW IT WORKS

1. Create your family and add your kids — simple profiles you run yourself, or send an invite link so a kid signs in on their own device.
2. Post tasks worth points — an A on the math test, a finished book, practice, a made bed. One-time, anytime, or on a schedule: daily, chosen weekdays, even every other week (split-custody friendly).
3. Kids mark tasks done — with an optional photo as proof and checklists for multi-step jobs. You approve with one tap, or let easy tasks auto-credit.
4. Kids spend points on rewards you set, save toward a goal, or request a cash-out you pay however you choose — mark it paid, they confirm they got it. Settled, in writing.

SET IT UP ONCE, IT RUNS ITSELF

Post a recurring task and the points credit on schedule. Turn on Auto-save & invest and a slice of what a kid earns routes itself — a percent of every cash-out, or a set weekly or monthly amount — into a savings goal or an investment. Add a match to any goal (say 10x) so every saved point counts tenfold; you fund the match when it's covered.

WHAT YOU GET

• A live points balance for every kid, backed by a full history — every earn, spend, penalty, and payout in one ledger
• A rewards catalog you design, with per-kid lists so siblings get their own
• Savings goals with a parent match, plus approved withdrawals so goals can't be raided
• Cash-outs your way: Apple Cash, a gift card, or cash — or funded into a kid's savings, 529, or custodial brokerage account
• Badges for streaks, and shareable wishlists for gift ideas

ONE LOGIN, EVERY HOUSEHOLD

Run more than one family from a single account and switch between them in a tap — blended families, grandparents, or a kid who splits weeks across two homes. Invite a co-parent so both of you assign tasks and approve points; everyone sees the same ledger.

USE CASES

• Reward school effort — points for test results, homework streaks, and reading time
• Allowance that tracks effort — points per task instead of a flat weekly handout
• Teach saving and investing — match a College fund, auto-invest a slice of every payout
• The dispute ender — "you never paid me for that" meets the ledger

FEATURES

• Tasks one-time, anytime, or scheduled — weekday picker, every-other-week, monthly
• Photo proof, checklists, approvals — or auto-credit for easy tasks
• Rewards and penalties catalogs with point prices, assignable per kid
• Match multipliers on savings goals; recurring Auto-save & invest rules
• Multiple families per login, multiple caregivers per family, kid invite logins
• Push reminders for tasks; alerts for approvals, rewards, and payouts
• Works on iPhone, iPad, and any browser — one family, every screen

PRIVACY

Your family's data stays in your family. Photos are proof shots visible only to your family. No ads, no selling data, no location tracking. Sign in with Apple and Google supported. Kids can only join through a link a parent creates.

PointPurse never holds or transfers money. It is the scoreboard and the paper trail — payment happens between you and your kid, however you choose, and both of you confirm it in the app.

PRICING

PointPurse is completely free. Every feature, every kid, every caregiver. No subscription, no in-app purchases, no ads.

Terms of Use: https://pointpurse.app/terms
Privacy Policy: https://pointpurse.app/privacy