Pralut: Personal Finance

Pralut is your personal finance tracker — simple, beautiful and ad-free.

Organize your accounts, follow every income and expense, and know exactly where your money goes. Everything syncs with pralut.com, so you pick up right where you left off — on your phone or your computer.

ACCOUNTS & BALANCE
• Wallet, checking, savings, cash, investment and credit card
• Multiple currencies (BRL, USD, EUR) with automatic exchange rates
• Consolidated balance, updated instantly

TRANSACTIONS
• Income, expenses and transfers between accounts
• Tree categories (parent + subcategories) with icons and colors
• Mark as paid or leave as "to pay / to receive" (projection)
• Interest/late fees, early-payment discount, priority and installments
• Attach PDF or image receipts to transactions (add-on feature)

CREDIT CARD
• Total limit and available limit always in view
• The bill is treated as a liability — it won't mess up your cash balance
• Pay the bill from another account, with no duplicate entry

BILLS & ALERTS
• See what's due today, tomorrow or already overdue
• Color-coded alerts on the dashboard, one tap to pay

RECURRING
• Subscriptions and fixed bills generated automatically
• Edit the whole series or just one occurrence; end it "from this date on"

REPORTS & CALENDAR
• Spending by category (tree), by account, and income × expenses over recent months
• Monthly calendar with everything coming in and going out

YOUR DATA IS YOURS
• Export all of your data whenever you want
• Delete your account and erase everything with one tap
• No ads, no data selling

Pralut is free to use. Extra features (attachments and the AI financial assistant) are part of the plan, managed on pralut.com.

Requires a Pralut account (create one free in seconds). Questions? https://pralut.com