Purchy - Purchase Protector

Your bank already knows what you spend. Purchy reads it and tells you what's coming.

Connect an account and Purchy pulls your real charges — the recurring ones, the ones that renew quietly, the ones you meant to cancel months ago. Add your inbox second and each charge gets its receipt: what you bought, what the bill is supposed to be, and how long you have to send it back.

Night watch for your money.

The Perch
Your day in one card. Available balance, today's budget, and the days left until your next paycheck. Purchy finds the paycheck in your own transaction history, sets aside the bills due before it, and divides what's left across the days remaining. Spend nothing today and tomorrow's number goes up.

At a glance
A month calendar with a figure on every day — what posted, what's due, payday, return deadlines. Next 7 and next 30 totals sit above it, and tapping a day tells you what lands on it.

Recurring review
Purchy shows you the charges it found and asks one thing at a time: keeping it, cancelling it, or not yours. It only asks about the ones that could still bill you this cycle, so dead subscriptions stop asking and stop counting against your budget.

Before the charge, not after
For a charge you said you'd deal with, Purchy pushes three days out, again two days out, and again the day before. If a bill lands well off what it usually costs, you hear about that too.

Purchy calendar
The charges you care about, written into the calendar app you already use, with reminders two days and one day ahead.

Ask Purchy
Ask about any charge and Purchy goes and reads the receipt email behind it, then links you straight to that email. Answers are generated by AI and can be wrong — the receipt is right there to check.

Capture
Point the camera at a paper receipt and Purchy reads it — merchant, total, date — and starts the return clock on it.

Returns and receipts
Purchy tracks the return window on what you bought and reminds you before it closes.

Bank first, inbox second
The bank is the source of truth. Your inbox explains it. Start with either one and add the other whenever you want — connecting a bank costs nothing.

iPhone and iPad
Purchy runs on both, from the same account.

Privacy
Bank access is read-only and inbox access is read-only — Purchy never moves money and never modifies your mail. Your data is used to provide the service and is not sold. Receipt and charge text is processed by AI services (OpenAI and Anthropic) to produce answers, and those answers can be wrong. What is collected and why: https://purchy.app/privacy

Subscription information
Purchy Pro is an auto-renewing subscription.

• Monthly: $12.99/month
• Yearly: $99.99/year

Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically at the same price unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel your subscription in your Apple Account settings after purchase.

Privacy Policy: https://purchy.app/privacy
Terms of Use: https://purchy.app/terms