Qershnat

Qershnat brings personal money management and everyday organization together in one clear, offline-first app.

Manage your money
- Create multi-currency wallets and record income, expenses, deposits, withdrawals, and transfers.
- Organize transactions with categories, rules, notes, and attachments, then review dashboards, charts, and reports.
- Set budgets and financial goals and follow your progress and spending.
- Track debts, installment plans, payments, due dates, and shared records.
- Keep trust accounts separate when you manage money for someone else.
- Follow exchange rates and gold and silver prices with built-in calculators.

Organize daily life
- Create task lists with custom fields, priorities, due dates, and reminders.
- Save occasions, birthdays, greetings, and important dates.
- Store documents in nested folders with attachments, expiry dates, and reminders.
- Use My Notebook for notes, checklists, links, files, voice or image notes, summaries, and reviewed conversion into app records.
- Keep contacts, saved places, warranties, receipts, and maintenance details organized.
- Save passwords and private information in the Password Vault.
- Track valuables such as cash, gold, silver, property, vehicles, electronics, collectibles, and investments, including value and yield history.

Plan and share
- Record social gifts and courtesies by person or occasion ledger.
- Organize rotating savings circles, members, turns, contributions, and payout confirmations. Qershnat does not move money or process payments.
- Select records for your Guardian Vault so trusted people can access chosen information when needed. This is an organizational tool, not a legal will.
- Share supported wallets, debts, tasks, documents, notebooks, and ledgers with permissions.
- Create a public profile with links, services, products, projects, QR codes, and contact options.
- Send temporary Hush messages with expiry and view limits.
- Use home-screen widgets for privacy-aware summaries and quick entry.

Smart assistance and control
- Ask the Qershnat Assistant to review your data through chat, voice, or images. Sensitive actions require your confirmation.
- Use Qershnat Helper on supported devices to turn eligible financial messages or notifications into transactions for your review, only after you grant permission. Some Helper options require a subscription, and availability varies by platform.
- Estimate Zakat from supported wallets, valuables, debts, or manual entries, with reminders and reports. Calculations are estimates and are not a fatwa.
- Protect the app and selected items with a PIN or biometrics.
- Work offline, sync across supported devices when online, and import or export supported data.

Qershnat is not a bank, payment app, money transfer service, legal service, or financial adviser. It helps you organize information you enter and understand it more clearly.