Rafin

The all-in-one personal finance app. Track budgets, set savings goals, get AI insights — AND split expenses with friends when you need to.

BUDGETING MEETS BILL SPLITTING

Unlike apps that only do budgeting or only do splitting, Rafin gives you everything in one place.

PERSONAL FINANCE FEATURES

Budget Tracking
• Set monthly budgets by category
• Track every dollar you spend
• Get alerts when approaching limits

Savings Goals
• Set financial goals (vacation, emergency fund, new car)
• Track progress over time
• Stay motivated with visual progress

Expense Tracking
• Add expenses in seconds
• Scan receipts with AI (Pro)
• Categorize spending automatically

Insights & Analytics
• View spending trends and patterns
• See where your money goes
• AI-powered recommendations (Pro)

EXPENSE SPLITTING FEATURES

Group Splitting
• Create groups for trips, roommates, events, or couples
• 5 split types: equal, exact amounts, percentage, shares, itemized
• Track who owes what in real-time

Smart Settlements
• See all balances at a glance
• Simplified debt calculation
• Record payments instantly

Multi-Currency
• 150+ currencies supported
• Perfect for travel and international groups

PRO & ULTIMATE FEATURES

• AI Receipt Scanning — scan & split receipts automatically
• Recurring Expenses — automate regular bills
• Bank Sync — connect accounts securely (Ultimate)
• Unlimited Groups — no limits on groups or members
• Export Data — download as CSV or PDF

PERFECT FOR

• Personal budgeting & expense tracking
• Couples managing joint finances
• Roommates splitting rent & utilities
• Travelers tracking trip expenses

SECURE & PRIVATE
• Bank-grade encryption
• No ads, ever
• Your data stays yours

Terms of Service: https://rafin.app/terms
Privacy Policy: https://rafin.app/privacy