SalarySnap

SalarySnap is a UK salary calculator designed for clarity. Enter your gross salary and instantly see what you actually take home after income tax, National Insurance, pension, and student loan deductions, broken down by year, month, week, and hour.

Built for every UK region with full support for England, Wales, Scotland’s six-tier tax bands, and Northern Ireland. Updated with HMRC 2026/27 rates.

iPhone Duo
Open iPhone Duo like a book and SalarySnap becomes a two-page calculator: your salary and pension on one page and your take-home on the facing page, with the split on the fold. The facing page fills in as soon as you open it and keeps up as you type, with no need to tap Calculate, whether you start from your salary or from the take-home you want. Compare salaries opens out the same way, with both offers on one page and the comparison on the other. Folded shut, the whole app works on the outer display, and your figures carry over each time you fold or unfold.

CALCULATE
- Gross-to-net and net-to-gross calculation
- All five student loan repayment plans
- Salary sacrifice and auto-enrolment pension
- Custom HMRC tax code support
- Personal Allowance tapering above £100,000
- Marginal rate analysis: see the exact rate on your next pound earned

SMART ALERTS
SalarySnap flags the tax traps and benefit clawbacks that catch people out:
- £100k tax trap: the hidden 60%+ marginal rate zone between £100k and £125k
- Fiscal drag: shows how frozen thresholds quietly cost you more each year
- Child Benefit clawback: calculates your exact HICBC charge
- Childcare entitlement risk: warns when you’re about to lose 30 Hours Free Childcare or Tax-Free Childcare

COMPARE JOB OFFERS
Compare two job offers by take-home pay, in a side-by-side breakdown. With Pro, set the bonus, employer pension match, tax region, and student loan plan separately for each offer.

TOOLS (Pro)
Six tools to help you keep more of what you earn:
- Pension Optimiser: model contribution changes and see your projected pension pot
- Bonus Calculator: see what you really take home from a bonus
- £100k Tax Trap Visualiser: interactive chart of the 60%+ marginal rate zone
- Salary Sacrifice Simulator: model pension, Cycle to Work, and EV lease schemes
- Cost of Living: compare 20+ UK regions with equivalent salary calculations
- Tax Years: see how frozen thresholds affect your pay year over year

PAYSLIP AUDIT (Pro)
Check the income tax, National Insurance, pension, and student loan on your payslip against SalarySnap’s own calculation. Take a photo of your payslip, choose an image or PDF, or type the figures in; the payslip is read on your device.

PRIVACY FIRST
All calculations happen on your device. Nothing you enter is collected or shared, and no account is required.

SalarySnap is not financial advice. Always consult a qualified professional for decisions about your tax or financial planning.

SUBSCRIPTION INFORMATION
SalarySnap is free to use with core features. Pro features are available with two options:
- Annual Pro: £7.99/year
- Lifetime Pro: £19.99 one-time purchase

Payment will be charged to your Apple Account at confirmation of purchase. Annual subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. You can manage or cancel subscriptions in your Apple Account settings.

Privacy Policy: https://salarysnap.app/privacy
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/