Saro: Budget & Expense Tracker

Saro — Offline Income and Expense Tracker

Saro turns scattered receipts, transfers and goals into a single clear picture of your finances. Powered by AI, designed for everyday life, and built to respect your privacy — it is the finance app that adapts to the way you actually live.

Whether you log every coffee or just want to know where the month went, Saro keeps up. Snap a receipt, speak a transaction, or chat with the built-in assistant — your numbers always end up exactly where they belong.

Shared Accounts
• Keep one account together with your partner or family: you and up to three more people see the same balance, expenses, budgets and goals. Invite them with a link in Messages or by email — no sign-up needed, Saro uses your iCloud. Expenses added by others show who added them, and your other accounts stay private. Everyone in the account needs an iPhone with iCloud.

AI Assistant in Chat
• Talk to your finances. Ask Saro to create a transaction, set up a monthly budget, plan a savings goal, or break down where your money went last week — all in a conversation. Drop in a photo of a receipt and the assistant reads it, categorizes it, and adds it to your records in seconds. It is like having a financial copilot living inside your phone.

AI Receipt and Document Scanning
• Add expenses in a single shot. Point your camera at a receipt, an invoice, or any printed document — Saro recognizes amounts, merchants, categories and dates automatically. Import existing photos from your library and let AI handle the paperwork.

Voice Input
• Hands full? Just talk. Tell Saro "twelve for lunch" or "got paid 2,500 for the freelance project" and the right amount and category land in your ledger instantly.

iCloud Sync
• Your data follows you. Every transaction, account, goal and budget stays seamlessly in sync across iPhone, iPad and every other Apple device on your iCloud — securely and automatically.

Native iPad Experience
• A full adaptive layout designed for the iPad's bigger canvas. See your dashboard, statistics and lists side by side, and manage your money with the comfort of a real workspace.

Advanced Statistics
• Go beyond pretty charts. Compare this period to the previous one by category, see your biggest transactions, and track average income and spending over any timeframe. Spot the trends that quietly shape your budget.

Widgets for Home Screen and Lock Screen
• Your balance, recent transactions and most-used categories — one tap away from every screen. Launch the AI camera, add a transaction, or jump into a category directly from your widget, no app launch required.

Powerful Search and Filters
• Find any transaction in seconds. Search by description or category, or narrow down by an amount range — perfect for tracking down that one purchase from three months ago.

Income and Expense Tracking
• Log income, expenses and transfers between accounts or savings goals. Notes, attachments and a built-in calculator make every entry effortless.

Financial Goals
• Set savings goals for the new bike, the long vacation, or the emergency fund. Track your progress visually and route money toward them through transfers.

Flexible Budgets
• Plan with precision. Build budgets for a single category or combine several into one (think "Dining Out" plus "Entertainment" together), set limits, and see what is left to spend at a glance.

Debt Management
• Track money you have lent and money you owe, with dates and notes, so every loan, IOU and split bill stays under control.

Multi-Currency Accounts
• Travel and earn in any currency. Hold wallets in different currencies, transfer between them, and see your total balance converted to your home currency.

Privacy First, Offline by Design
• Saro works fully offline — no account required, no tracking, no ads. Optional Face ID and passcode lock keep your data yours and yours alone.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/