Savings gives you a simple, beautiful view of your money — one clean screen, one honest score. Snap a receipt, type "lunch 250," or ask a question — on-device AI does the rest. Completely private.
SCAN A RECEIPT OR TRANSFER SLIP WITH AI
Point your camera at a receipt or transfer slip, or pick a photo, and on-device AI reads the total, date, and merchant — the image never leaves your iPhone. Auto-scan logs receipts when you open the app. First scans free.
QUICK ADD — JUST TYPE IT
Type plain words — "lunch 250," "taxi 80" — and Savings logs it in one tap, filling in the amount and category. A fast parser handles it free; AI steps in for anything trickier.
AI ASSISTANCE
Chat with an on-device financial guru that answers from your spending, budgets, goals, and debts. First messages free. Plus an AI Summary of your month, with a tip.
YOURS, EVERYWHERE
Native on iPhone, iPad, Mac, and Apple Vision Pro — plus a free Apple Watch app with your score, plan rings, Quick Add, and complications. Everything syncs through your own iCloud.
KNOW YOUR SCORE
Every transaction rolls into a single 0–100 score for the cycle — the share of your income you actually saved. One glance shows if you're on track: Excellent, Good, Fair, or at Risk.
A BUDGET PLAN THAT KEEPS UP
Split your income into Needs, Wants, and Savings — 50/30/20, 70/20/10, 60/20/20, or your own split. Needs and Wants are shared budgets: you choose which categories, custom ones included, spend from each. Savings is your monthly target. Track Plan vs Actual, your spending pace, and the last 6 months, and edit any month's plan. Pick the day your month starts.
A DASHBOARD THAT GOES DEEP
A configurable grid of cards shows totals, averages, category breakdowns, a spending map, and trend graphs. Filter by cycle, year, a custom range, or all time.
LOG IN SECONDS
Pick a category, type the amount, tag the place — done. Or ask Siri.
CATEGORIES THAT FIT YOU
Beyond the built-ins, create your own — name it, pick an icon, choose its type — free and unlimited. They work everywhere.
SAVE, INVEST & SET GOALS
Set money aside as Savings — kept, not spent, so your score stays honest. Track returns as Capital Gain, by amount or an estimated %. Build long-term goals like an emergency fund, and choose whether each contribution counts toward your monthly savings target.
DEBT TRACKING
Track credit cards and loans, with effective or flat interest. Record a payment in one tap, see your next due date, and watch your debt-free date get closer.
RECURRING, DONE RIGHT
Rent, salary, subscriptions — set them once and they repeat. Edit or delete one occurrence, all, or just future ones.
REMINDERS THAT KEEP YOU ON TRACK
Set a reminder so a bill never slips, and opt into a daily nudge to log spending plus a daily score summary.
HOME & LOCK SCREEN WIDGETS
Free widgets at a glance — saving score, cycle overview, savings, debts, latest transactions, your Needs & Wants plan, and Quick Add.
PRIVATE BY DESIGN
No account. No tracking. Even the AI runs on your device — your finances never touch our servers, only your private iCloud. Export to CSV any time; full backups keep your photos, notes, and settings. Lock it with a passcode, Face ID, or Touch ID.
SPEAKS YOUR LANGUAGE
Fully localized in 15 languages, each with matching currency.
FREE TO USE
The full app — scoring, logging, calendar view, savings & goals, debt tracking, dashboard, budget plan, recurring, CSV export, widgets, app lock, Quick Add, and 20+ categories — is free. Optional one-time unlocks add more:
• Receipt Scanning & AI Quick Add — unlimited AI receipt & slip scanning, AI Quick Add, and auto-scan (first uses free)
• AI Assistance — unlimited chat with your on-device financial guru (first messages free)
• All Widgets — every advanced dashboard card, chart & breakdown
• Category Pack — every specialized income & spending category
No subscriptions. Buy once, keep forever.
Start today — snap, type, ask, save, and watch your score climb.
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