SaySpend: AI Expense Tracker

SaySpend turns everyday spending into clear answers.

Log an expense by voice, scan a receipt, or add it yourself. Then ask SaySpend about your own ledger: “What did I spend most on this month?” or “Which categories are rising?” It uses the records you have saved to help reveal the patterns behind your spending.

Capture every expense in seconds
No ads, account registration, bank connection, or long forms. Speak naturally, for example: “I bought a coffee this morning for $5.” SaySpend recognizes the item, amount, and time, then turns your words into a record you can review before saving.

Keep receipts, bills, and payment screens together
Store receipts, invoices, payment screens, and bills with each expense. Scan a photo and let AI help extract key details before you save.

Track how you paid
Record cash, cards, digital wallets, bank transfers, and other payment methods alongside each expense.

Ask your ledger with AI
When your ledger has enough history, search a purchase or ask a question about spending. SaySpend bases answers on your saved titles, amounts, categories, dates, and notes—not generic financial advice. Receipt photos are not shared for these answers. Review AI results before acting.

Capture faster with Back Tap

Install the SaySpend Shortcuts once, then assign them to Back Tap in iPhone Settings:

- Double-tap the back of your iPhone to capture a screenshot of a receipt, invoice, or payment screen and send it to SaySpend.
- Triple-tap to start Quick Add. Enter the amount, product, date, and category, then save without opening the app. Today’s date is selected by default, and your default payment method is applied automatically. The selected date is preserved while the current time is recorded.

More ways to stay on top of spending

- Log expenses by voice
- Scan receipts and bills
- Track spending, income, subscriptions, and daily costs
- Review category trends and AI summaries
- Ask SaySpend about your ledger and spending patterns
- Attach photos and item stickers to records
- Use widgets and Shortcuts for faster capture
- Export or review your history when needed

Minimal by design
A calm, focused interface keeps daily expense tracking simple, with no unnecessary setup.

Private by design
SaySpend does not require bank linking. AI results may need review before saving, and your records should be checked for accuracy.

SaySpend is a personal finance tracking tool. It does not provide financial, tax, investment, credit, debt, or legal advice.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://sunheihei.github.io/Flow-Ledger-Privacy/privacy
Terms of Use: https://sunheihei.github.io/Flow-Ledger-Privacy/terms.html