Settle Up Golf: Side Bets

Settle Up Golf is the easiest way to track bets, run tournaments, and settle up after a round of golf with friends. Set your games on the first tee, score on your phone, and everyone walks off the 18th knowing exactly who owes who.

PULL HANDICAPS FROM GHIN (NEW)
Setting up a round? Tap "Update indexes from GHIN," sign in once, and every player's current Handicap Index fills in automatically — no typing, no guessing. Match a playing partner once and future rounds recognize them instantly. Fair, accurate net bets from the very first tee.

AUCTION-STYLE CALCUTTA
Run your Calcutta as a live auction: record what each team sells for and who owns them. The sale prices fund the pot, and payouts pay back to the owners by their share — the real "buy a team" Calcutta, fully tracked. Turn it on in any tournament's Calcutta setup.

TEN GOLF GAME FORMATS
• Stroke Play (individual or 2v2 best-ball, with Nassau front/back/overall + presses)
• Match Play (Singles, 2v2 Best Ball, or Indys head-to-head)
• Skins (with carry-overs and par-3 toggle)
• Sixes / 6-6-6 (rotating partners)
• Vegas
• Nines (9s 5-3-1 points)
• Wolf (3-5 players)
• Hi-Lo
• Stableford
• Snake (3-putt penalty pot)

FOUR TOURNAMENT FORMATS
• Standard stroke play with groups
• Team v. Team (Ryder Cup style with match types per day)
• Scramble (team best-shot with low net / low gross)
• Pairs (Member-Member / Member-Guest with pair skins and Calcutta)

TOURNAMENT BETTING
• Multi-group skins across all foursomes
• Calcutta — auction-style with owner payouts, or blind draw partners
• Pair side bets and pair payouts
• Group vs Group matches
• Low net / low gross per group
• Cross-pair challenges in Pairs format

PGA TOUR BETTING POOLS
Bet on live PGA Tour events with your friends. Pick your golfers, watch the leaderboard update during the tournament, and settle when the final putt drops.

THE STARTER — AI SETUP COACH
Tap the button on Home or Setup and tell The Starter who you're playing with. It suggests the right games, configures the wagers, and routes you straight into a ready-to-play round. Works for rounds, tournaments, and Birdie Pools.

EVENTS TAB + SCHEDULE A ROUND
The new Events tab lets you schedule a round in advance — invite your regulars by phone, collect RSVPs (In / Maybe / Out), and set a meet time before everyone arrives.

REAL-TIME SYNC
Every player can score on their own phone. Changes sync instantly across the foursome — no more "what did you have on 14?"

SCORECARD PHOTO SCANNING
Snap a photo of any paper scorecard and the app reads the scores into your round. Great for retroactive entry or quick visual confirmation.

FRIENDS & SOCIAL
Add friends with a 6-character code, share rounds with a link, and build a friend network across courses.

INSTANT SETTLEMENT
End of round shows exactly who pays who, netted to the minimum number of transfers. Tap Venmo to send the money in two taps.

HANDICAP SUPPORT
Pull live Handicap Indexes from GHIN in a tap, use the built-in Settle Up Index engine (WHS-style), or enter handicaps manually — whatever your group prefers.

GPS COURSE SORTING
Course list sorts by distance from your location so you find your home course in one tap.

PREMIUM STATS & ANALYTICS
Unlock lifetime scoring, per-hole stats, head-to-head records, earnings by player, win streaks, and trends across every round you've played. $2.99/mo or $29.99/yr.

FREE TO USE
Core scoring, all game formats, all tournaments, friends, and unlimited rounds are free. Premium unlocks advanced stats and unlimited AI coaching.

Visit settleup-golf.com for how-to guides on every game format.

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