Sippy: AI SIP Planner

Make investing feel like a game.

Sippy is the playful, cartoon-styled SIP calculator built for every Indian investor - from curious beginners to confident planners. Meet Sippy, your animated investment companion who reacts to every slider drag, celebrates your milestones with confetti, and whispers smart insights so you always know what your money is doing.

CALCULATORS THAT COVER IT ALL

SIP Calculator
Enter your amount, expected return, and duration - see exactly how your wealth grows. Drag a slider and watch your future change in real time.

Step-Up SIP
Set an annual increase (e.g. 10%) and see how much more wealth your salary hikes build over time.

Lump Sum Calculator
Got a bonus, inheritance, or idle savings? See what a one-time investment compounds to. Simple, fast, beautiful.

Goal Mode (Reverse SIP)
Want Rs.1 Crore? Enter your target and Sippy tells you exactly how much to invest every month.

Inflation-Adjusted Results
Toggle "Show in today's Rs." to reveal what your future corpus actually buys in real terms.

Year-by-Year Breakdown
A full yearly growth table: invested, interest earned, and portfolio value at every step.

FEATURES YOU WON'T FIND ANYWHERE ELSE

Ask Sippy - Powered by Apple Intelligence
Ask anything: "Should I increase my SIP?" "What does my Rs.50K bonus do in 15 years?" Get conversational, personalised answers - 100% private, zero data leaves your device.

My Current SIPs
Track your real investments in one place. See invested so far, current value, and projected wealth.

Save & Revisit
Bookmark calculations with a name ("House Fund", "Retirement"). Come back any time to compare and plan.

Share Your Wealth Card
Beautiful, Instagram-ready result cards to share on WhatsApp and Stories.

Celebrations That Feel Good
Hit a milestone? Sippy dances, confetti bursts, your wealth number pulses in gold.

CRAFTED FOR APPLE

Built natively with SwiftUI - buttery smooth everywhere
Apple Intelligence for on-device AI - your data never leaves your iPhone
SwiftData for blazing-fast local persistence
Swift Charts for beautiful data visualization
Supports Dynamic Type and VoiceOver
Liquid Glass design on iOS 26

BUILT FOR INDIA

Indian number formatting - Rs. with lakhs and crores, always
Sensible defaults - Rs.5,000/mo, 12% return, 10 years
Works fully offline
Available in English
Made with love in India

ABOUT ADS

The free version shows small banner ads to keep Sippy free for everyone. Upgrade to Sippy Pro to remove ads and unlock all premium features. We request your tracking permission via Apple's ATT prompt - you can decline and still use the app with non-personalised ads.

Whether you're investing your first Rs.500 a month or planning your path to Rs.1 Crore, Sippy makes the numbers click - and makes the journey feel worth celebrating.

Download free. Start growing.