Smart - All In One Calculator

Smart - All In One Calculator is a professional toolkit for life-insurance agents and financial advisers in India. Prepare clear plan illustrations, compare options for your clients and run your day — all from your iPhone or iPad.

Includes free tools and optional Premium features, as described below.

PLAN PRESENTATIONS
• Plan-wise benefit illustrations with maturity, survival and death benefits, bonus projections and surrender values
• ULIP illustrations with fund value projections, charges and partial withdrawals
• Annuity and pension illustrations with supported annuity options
• Shareable PDF reports and single-page summaries in English, Hindi, Malayalam, Tamil and other Indian languages

PREMIUM PRESENTATIONS (Premium)
• Print-ready and social-share PDF designs for General, ULIP and Annuity plans
• Focus-based storytelling: education, marriage, retirement, wealth and more
• Add your own cover and summary pages, rename plans, hide sections and brand your reports

PRODUCT MIX & MAGIC MIX
• Combine several plans into one solution for a family and see the combined cash flow
• Monthly income ladder, IRR summary and member-wise reports
• Magic Mix suggests ready combinations for common client goals

AGENT TOOLS
• MDRT planner, earnings calculator and club planner
• Revival and late-fee calculator, Smart Underwriter medical requirements
• Income tax calculator, age calculator, date backing, BMI
• Bank IFSC lookup and branch search
• Postal savings scheme calculator
• Need analysis for life, education, marriage and retirement goals
• Quick presentations, plan videos and a forms library

CLIENTS & LEARNING
• Client records with policy details, schedules and reminders — stored locally on your device
• Proposal and policy-servicing forms filled from your client data
• IC 38 exam preparation with chapter notes, flash cards and practice tests
• Posters and a Magic Poster editor for your social media

PREMIUM SUBSCRIPTION
Premium removes ads and unlocks Premium Presentations, turns Magic Mix suggestions into editable Product Mix presentations, and adds five-section earnings planning, automatic ULIP NAV updates, premium posters and full PDF customisation.
• Yearly or 6-month auto-renewing subscription, billed to your Apple Account
• The price is shown in your local currency before you confirm
• Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period
• Manage or cancel any time in Settings → your name → Subscriptions
The app can be used without a subscription.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Additional Terms: https://ifundatechnologies.com/terms-of-use/
Privacy Policy: https://ifundatechnologies.com/smart-all-in-one-calculator-privacy-policy/

IMPORTANT
Smart - All In One Calculator is an independent app by iFunda Technologies Private Limited. It is not affiliated with or endorsed by LIC or any government entity, and it does not sell insurance. Illustrations and projections are estimates, not guarantees of future returns or benefits. Actual benefits depend on the policy terms and applicable insurer declarations. Always refer to official policy documents.

Support: support@ifundatechnologies.com