SmartChi - AI Expense

SmartChi makes tracking your personal expenses fast, simple, and smart — powered by AI that runs entirely on your device. No account, no internet required.

- AI QUICK ADD
Just type a line like "Coffee at Highlands 45k" — AI automatically splits out the merchant, amount, and suggests the right category, saving instantly. No more multi-field forms for every expense.

- AUTOMATIC RECEIPT SCANNING
Snap a photo or pick one from your library, and on-device AI reads the amount, date, and merchant name for you to confirm — far faster than typing it all by hand.

- AI THAT LEARNS YOUR HABITS
The category classifier learns from your own spending patterns and corrections over time, getting smarter with every use — not a rigid fixed keyword list.

- SMART BUDGETS
Set monthly limits per category and get warned the moment you're approaching or over budget — proactive, not just a report after you've already overspent.

- FORECASTING & ANOMALY DETECTION
Estimates next month's spending using a weighted average of recent months, and flags categories that spike unusually compared to your normal habits.

- 8 LANGUAGES, 8 CURRENCIES
Vietnamese, English, Chinese, Spanish, French, Japanese, Korean, German — pick a language and the matching currency (VND, USD, EUR, CNY, JPY, KRW...) is set automatically, changeable independently anytime.

- PRIVATE BY DESIGN
Lock the app with Face ID/Touch ID to protect your personal spending data. Every AI feature — categorization, receipt OCR, forecasting — runs 100% on-device. No server, no account, no ads, no trackers of any kind.

- HOME SCREEN & LOCK SCREEN WIDGETS
Glance at this month's total spending, your logging streak, and the budget you're closest to hitting — right from your Home Screen, no need to open the app.

- DAILY REMINDERS
Turn on a nightly reminder so you never miss logging a transaction, building a lasting money-tracking habit.

- MODERN CARD-BASED UI
A clean, card-based design with full Light/Dark mode support — easy on the eyes, easy for anyone to use.

Download SmartChi today and start managing your money smarter — fast, private, and completely free.