Snowball: Debt Free Now

When are you debt-free? Snowball answers with an actual date on an actual calendar — and shows you exactly how to pull it closer.

List what you owe (cards, loans, medical bills), set your monthly budget, and Snowball computes your whole payoff journey month by month.

• YOUR DEBT-FREE DATE — the headline number, always up to date
• SNOWBALL METHOD — smallest balance first, quick wins that keep you going
• AVALANCHE METHOD — highest rate first, mathematically cheapest — compared side by side on your real numbers
• WHAT-IF SIMULATOR — drag a slider and watch an extra $50/month move your date and slash the interest you'll pay
• THE KILL ORDER — which debt dies when, with the interest each one costs you
• A CHART THAT ONLY GOES DOWN — your balance, on its way to zero

PRIVATE BY DESIGN
Your numbers never leave your phone. No account, no bank linking, no ads, no tracking. There is no server for your financial data — we couldn't peek if we wanted to.

SNOWBALL PRO
Track one debt free. Pro unlocks unlimited debts, the extra-payment simulator, and the snowball-vs-avalanche comparison — weekly with a 3-day free trial, or annual.

Payoff projections assume fixed rates and payments and are estimates, not financial advice.

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