Snowballer: Debt Payoff

See the month you'll be debt-free. The payoff plan and your debt-free date are free — forever.

Add your debts, set what you can pay each month, and Snowballer builds your debt snowball: smallest balance first, or highest interest first if you prefer the avalanche. Log a payment and watch the date move closer.

YOUR PAYOFF PLAN — FREE
• Your debt-free month, computed from real payoff math
• Snowball (smallest balance first) or avalanche (highest APR first)
• Log a payment against any debt — see what's left on it, what you've paid off, and how far each one has come
• What-if chips: see what an extra $25 a month does to your date
• What's due next: every bill and minimum payment in date order
• A home screen widget with your debt-free month and the debt you're attacking next
• Share your progress: a card with your date, percent paid and the day of your journey — with the dollar amounts hidden if you'd rather
• Milestones, and confetti when a debt hits zero
• Your date is a projection from what you enter, and it updates every time you log a payment

YOUR BALANCES, LOCKED
• Require Face ID to open Snowballer
• Your numbers are covered in the app switcher — a glance at your phone shows a snowball, not what you owe
• Payment reminders never put a debt name or an amount on your lock screen

ALSO FREE — SPENDING, WITHOUT THE TYPING
• Scan receipts and bank-statement screenshots
• Budgets, categories, trends, and a monthly net view
• Apple Pay auto-capture with a Shortcut

SNOWBALLER PLUS (optional subscription)
$4.99/month or $39.99/year, with a 14-day free trial for new subscribers. Renews automatically until you cancel.
• Bank sync through Plaid (US banks) — when your card or loan is on the login, balances, rates and minimum payments import themselves
• Custom payoff order, per-debt exclusion, and Pick your debt-free date: choose a payoff month, get your monthly number
• Find my snowball — recurring charges, and what cutting them does to your date
• A monthly AI read of your spending
• CSV export of your plan and payoff schedule

NO ADS, AND WE DON'T SELL YOUR DATA
• The payoff plan and the date are free — Plus adds automation and deeper tools
• No ads, ever
• Delete your account and all data anytime, right from the app

Small wins, snowballs.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.snowballerapp.com/privacy-policy.html