Splendi

Take control of your credit journey with Splendi, South Africa’s trusted credit wellness app powered by XDS, one of the country’s leading credit bureaus. Splendi helps you understand your credit profile, improve your financial health, and make informed credit decisions with confidence.
With Splendi, you can access your credit score for free, view your full credit report, and receive personalised insights to guide your financial journey. Whether you are just starting to build credit, working to repair it, or managing it carefully, Splendi gives you the tools you need to succeed.

Key Features

Free Credit Score

Instantly access your up-to-date credit score at any time. Your score is presented clearly, helping you understand where you stand financially.
Comprehensive Credit Report

View a detailed breakdown of your credit report and understand what influences your score. Identify accounts, payment history, and other key factors that affect your credit health.
Personalised Insights and Education

Get easy-to-understand tips and articles that explain how credit works, how to improve your score, and how to avoid common mistakes. Splendi helps you make sense of your financial data in plain language.
Offers and Services

Explore relevant financial offers that suit your credit profile and goals.
Identity Protection

Stay protected against identity theft. Splendi monitors your profile for unusual activity and alerts you to potential risks, giving you peace of mind about your personal information.

Why Choose Splendi

Splendi is more than a credit score app. It is a complete credit wellness platform designed to help South Africans take charge of their financial futures. Backed by XDS, Splendi provides trusted and accurate information straight from one of the country’s official credit bureaus.
With an easy-to-use interface and secure technology, Splendi empowers you to:

• Understand what affects your credit score

• Improve your credit standing over time

• Discover better financial opportunities

• Protect your identity and data

• Build long-term financial confidence
Whether you are checking your credit for the first time or keeping track of your ongoing progress, Splendi gives you the insights and tools you need to make smarter money choices.
Empower your credit. Empower your future.
Download Splendi today and start your journey toward financial wellness with confidence.