Steady - Smart Money Tracker

Steady is the ultimate dividend income tracker and passive income planner for investors at every level. Whether you're building a retirement portfolio, chasing financial freedom, or just learning how dividends work — Steady gives you every tool you need in one beautifully designed app.

TRACK ALL YOUR INCOME IN ONE PLACE
Add stocks, ETFs, REITs, bonds, CDs, and high-yield savings accounts. See your annual dividend income broken down by month, day, and hour. Track rental properties and job income alongside your investments for a complete picture of your financial life.

WARREN — YOUR AI FINANCIAL ADVISOR
Chat with Warren, your personal AI mentor named after the greatest investor of all time. Ask questions about your portfolio, upload brokerage screenshots for instant analysis, and even tell Warren to update your holdings directly from the chat. Warren knows your portfolio, speaks your language, and never judges a "dumb question."

SNOWBALL MOMENTUM SCORE
Your progress, gamified. Steady's proprietary 1–100 Snowball Score measures your consistency, growth, reinvestment habits, and investing activity. Level up from Snowflake to Avalanche as your portfolio grows — complete with animated snow effects that intensify with your score.

PLAN YOUR RETIREMENT
Use the built-in retirement calculator to project future dividend income based on your current portfolio and monthly contributions. Discover exactly how much you need to cover your bills and reach true financial independence. Stress-test your portfolio against real historical crashes — the 2008 Financial Crisis, COVID-19, and the Dot-Com Bubble.

FINANCIAL EDUCATION — SKILL TREE
Learn dividend investing through 12 progressive lessons across 5 tiers, from "What Is a Stock" to "Building an Income Portfolio." Earn XP, unlock new lessons, and build real financial knowledge at your own pace. Each lesson includes visual content and real-world examples.

IMPORT FROM ANY BROKERAGE
Sync holdings from Fidelity, Charles Schwab, Robinhood, Vanguard, E*TRADE, TD Ameritrade and more via CSV. Or just screenshot your brokerage app — Warren's AI will extract your symbols, share counts, and cost basis automatically.

PAPER TRADING
Not ready to invest real money? Practice with $10,000 in virtual cash. Trade Apple, Google, Tesla, and 7 more popular stocks with real-time prices and zero risk.

CALENDAR & BILL TRACKER
Visualize every dividend payment, ex-dividend date, and recurring expense on a color-coded calendar. Know exactly when money is arriving and when bills are due — every month.

ACHIEVEMENTS & BADGES
Unlock badges like "The Aristocrat" (own 5 Dividend Aristocrats), "Clockwork" (dividends every month of the year), and "The Phoenix" (DRIP enabled for 6 months). Real milestones, real motivation.

CUSTOMIZABLE & SECURE
Choose from 14 themes including 6 animated backgrounds — Jungle, Space, Ocean, Inferno, Aurora, and Sakura. Protect your portfolio with Face ID, Touch ID, or fingerprint. Available in English, Spanish, French, German, Portuguese, Chinese, Japanese, Korean, Hindi, Arabic, and Russian.

PREMIUM — STEADY PRO
Unlock unlimited holdings, unlimited Warren messages, dividend cut alerts, brokerage CSV import, and AI portfolio scanning. $4.99/month or $47.99/year.

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