StellarPay

Products available depend on where you live. Check stellarpay.app or download the app to see what's available for you.

Money moves both ways. Finally.


Send and receive money globally with StellarPay. Support family back home or abroad in just a few taps. Get paid from anywhere. All with low fees, real exchange rates, and transfers that arrive in minutes.


— SEND & RECEIVE GLOBALLY —

Send money to Senegal, Ghana, Cameroon, Kenya, Ethiopia, Côte d'Ivoire, and more
Receive money back — true bilateral transfers between the US, Canada, and Africa
Most transfers arrive in minutes
Send via bank account, transfer, mobile money, or card

— PAY LESS, SEND MORE —

Save 40-60% on every transfer with AI-powered routing
Real mid-market exchange rates — no hidden markups
Low, transparent fees shown upfront before you send
More money in your family's pocket, not ours

— SEND MONEY YOUR WAY —

StellarTags: Send with just a username — no account numbers needed
Save recipients and repeat transfers with one tap
Schedule recurring payments for rent, school fees, or support
Real-time notifications track every transfer

— YOUR FAMILY CHOOSES HOW TO RECEIVE —

Mobile money: MTN, Orange Money, Airtel Money, M-Pesa
Bank transfers: Access Bank, GTBank, Ecobank, and 50+ partner banks
Whatever works best for them

— RECEIVE FROM ANYWHERE —

Receive money back from family — world's first true bilateral transfers including Africa!
Accept funds from mobile money: MTN, Orange Money, Airtel Money, M-Pesa
Receive by ACH or Interac e-Transfer right to your bank account in the US or Canada, with more coming soon.
All in minutes.

— YOUR MONEY IS PROTECTED —

Funds held securely with licensed partners
Bank-level 256-bit AES encryption on every transaction
Biometric authentication — Face ID, Touch ID, fingerprint
Two-factor authentication on all account activity
Real-time fraud monitoring and instant alerts
Freeze or lock your account anytime from the app
PCI-DSS compliant payment processing
Licensed and regulated money transmission

— GEORGE: YOUR 24/7 ASSISTANT —

Get instant help in English, French, and Spanish
Check rates, track transfers, and get answers fast
Available around the clock — no waiting on hold

We built StellarPay because we know what it means to support family across borders. This is the app we wished existed.
Download StellarPay. Send money home. Receive it back.

What's New:

Receive money from family directly from their mobile money wallets — finally, it goes both ways!
StellarTags: Send with just a username
George AI assistant for 24/7 support
Real-time transfer tracking

Questions? support@stellarpay.app