Summo

Summo makes personal finance simple. Track your spending, manage budgets, and stay on top of credit card payments — all synced across your devices with iCloud.

TRACK EVERYTHING
• Record income, expenses, and transfers in seconds
• Organize with categories, tags, and remarks
• Support for multiple accounts and currencies
• Recurring transactions auto-generated on schedule

CREDIT CARD MANAGEMENT
• Payment reminders with due date countdown
• Statement-based balance tracking
• Credit limit usage warnings

BUDGETS THAT WORK
• Set monthly budgets per category
• Visual progress bars with overspend alerts
• Rollover unused budget to next month

INSIGHTS AT A GLANCE
• Monthly summary with income, expense, and balance
• Category breakdown with pie charts
• Daily spending trends and monthly comparisons
• Drill into any category for weekly/daily detail

APPLE PAY AUTO-TRACKING
• Automatically log Apple Pay transactions via Shortcuts
• Smart merchant recognition and category mapping
• Review and approve new merchants

HOUSEHOLD SHARING
• Share finances with family members via iCloud
• Each member tracks their own spending
• Combined household view

BUILT FOR PRIVACY
• All data stored in your personal iCloud — we never see it

MORE FEATURES
• iCloud sync across iPhone and iPad
• CSV export for spreadsheets
• Dark mode support
• Available in English, Chinese, Japanese, and Korean

Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/