Sums Up Budget Calc

Take control of your finances with Sums Up — a fast, private budget calculator built for real people who want clarity without complexity.

Your budgets. Your device. Nobody else.
Sums Up never sends your data anywhere. No account to create, no server to trust, no subscription to manage. Everything you enter lives on your phone and nowhere else.

Save budgets by name — automatically
Give your budget a name and it saves instantly, right on your device. Come back tomorrow, next week, or next month and it's exactly where you left it. Keep separate budgets for different situations — tap any one to load it, start a fresh one anytime.

Built around the way budgeting actually works
Organize your spending into Needs, Wants, and Savings — the framework that helps you see the full picture at a glance. Enter your income as monthly or yearly, fill in your categories, and Sums Up does the rest.

Clean, fast, and distraction-free
No ads. No upsells. No bloat. Just a straightforward tool that helps you understand where your money goes and plan for where it should be.

Everything you need, nothing you don't
- Save and load multiple named budgets
- Income entered monthly or yearly
- Needs, Wants, and Savings categories
- Export and import your budget
- Works completely offline

Budget smarter. Stay private. Start in seconds.