tbi bank

Everything you need from your bank, in one app.
Open a free EUR account, pay with neon, shop in installments, save for your plans and manage your loans.
Everyday essentials and bigger possibilities, all in the tbi bank app.

Make managing your money easier
Open a EUR account in the app with no opening or monthly maintenance fee. Check your balance and transactions whenever you want.
Get your neon card with no issuance or maintenance fee, delivered to your address. Pay in stores and online, or add it to Apple Pay or Google Wallet.
Withdraw cash twice a month from ATMs with no fee from tbi bank. ATM operators may charge their own fees.
Add money to your neon account using a card from another bank.
Pay bills and send money in just a few taps
Open a term deposit from €1, choose a term, and add more money during the first 30 days. Check your balance and accrued interest in the app. Rates depend on the term and currency you choose. Eligible deposits are protected under the applicable deposit guarantee scheme.
Put more options in your pocket
If eligible, activate a Shopping Limit of up to €2,500 for purchases with neon. Switch between your own money and Shopping Limit in the app, and see both balances separately.
Split an eligible neon card purchase into 3, 6 or 12 installments from your transaction history. Three-installment plans have no fee; other options may have fees.
Changed your mind about paying all at once? You can also split an eligible purchase you already made with your own money. The amount returns to your account, and you repay it in installments. See the available options and any fees before confirming.
Find more in the Shopping mall
Explore online stores and offers across fashion, electronics, home and more, directly in the app.
Shop with available installment options and earn Rewards on eligible purchases. Convert your Rewards into money in your account.
Take care of your loan on the go
See if you have a pre-approved offer or apply for a personal loan of up to €40,000 in the app. If approved, review the terms, choose from the available options and sign digitally.
Track upcoming installments, pay in the app, and view or download your repayment schedule.
Request full early repayment. If eligible, use Payment Holiday to postpone an installment for one month.
Questions? We’re here.
Chat with our team in the app, 24/7.

Availability
Note: The Greek version of the app does not yet offer all the services listed above. More services will be added soon.
Note: Interest rates may vary by market and product and may change. Eligibility and terms apply.

tbi bank provides loans in amounts ranging from €200 to €40,000, with repayment terms ranging from 5 to 120 months and an Annual Percentage Rate (APR) ranging from 13% to 50%. The time required for the loan to be disbursed depends on the credit assessment of the borrower and the selected method of disbursement.

Example: For a loan disbursed as of 01 January 2026 in the amount of €10,000, with a repayment term of 60 months and without insurance, the customer will make 60 equal monthly instalments of €251.34 each, with the first instalment due on 05 February 2026. The total amount of the loan is €10,000. The total amount payable by the customer is €15,080.48. The Annual Percentage Rate (APR) is 18.91% and the Fixed Annual Interest Rate is 17.52%.

TBI Bank EAD, with headquarters and address for correspondence: Sofia 1421, Lozenets district, 52 - 54 Dimitar Hadjikotsev Street, e-mail: office@tbibank.bg, website: www.tbibank.bg, registered in the Commercial Register at the Registry Agency at the Ministry of Justice with UIC 131134023, licensed as a Bank and respectively carrying out banking activity according to License No B 30 and Orders RD 22 - 1067 / 13.08.2003, No RD 22 - 1067 / 12.06.2007, RD 22 - 1560 / 20.07.2007, RD 22 - 2270 / 16.11.2009, RD 22 - 0451 / 28.02.2012 and RD 22 - 0451 / 22.10.2012 of the BNB.