TIA SWITCH

Car Insurance for people who drive less
Finally, car insurance designed for low mileage drivers. If you drive less, you play less.

Low mileage drivers are overpaying for car insurance in Kenya
That’s why Takaful and AiCare partnered to design the first low mileage insurance cover in Kenya whose premiums reflects the risk of drivers who mostly have their cars parked in a safe place. TIA Switch is all about fairness, drivers should not be penalized for the sins of other drivers.
[See if you qualify]

Pay online - Claim online - No paperwork - No fuss!
With up to 30% savings on premium, low mileage drivers can now get a quote and purchase car insurance on mobile with no need to visit an office or file lots of paperwork. What’s more, TIA Switch policy holders enjoy a smooth claims experience in the event of an accident where they can easily file and track claims from mobile.
[See if you qualify]

Plugin & Save
A Telematics Box is installed in the vehicle at the start of the policy. The Box tracks the distance traveled throughout the policy (not exceeding 10,000km), offers precise accident information for quicker claims processing, and helps encourage safe driving for even bigger discounts and rewards. You don’t need to re-install it when renewing the policy.
[See if you qualify]

TIA Switch is Underwritten by Takaful Insurance of Africa & Powered by AiCare

You will love TIA Switch if you…
Tired of the skyrocketing car insurance rates in Kenya.
Want to save up to 30% on car insurance.
Drive less than 10,000 kms annually.
Drive less than 3 days a week.
Use your vehicle daily for commute below 25kms.
Have a second car that is only driven on weekends.
Work from home.
Are retired and don’t drive much.
Are a regular commuter whose circumstances have changed requiring you to drive less; maternity leave, sabbatical, travel
Like free stuff - We reward you for driving well.
Like free money - We give cashbacks for each referral.
Hate paperwork. Everything done on mobile – Pay, Request Claim, Track Claim, Renew Cover.
Want to improve your driving and save even more on car insurance.

TIA Switch may not be appropriate if you…
Use your vehicle daily for a commute above 25kms.
(?)You may end up paying more than traditional insurance
Don’t want a Telematics Box installed in your vehicle.
(?)Your trip locations are not displayed on the mobile app. No one will know where you were or are by accessing your mobile app)
Use the vehicle you want insured as a PSV.
(?) We monitor driving behaviour and mileage. Our technology reports usage associated with use your vehicle for commercial purposes. This can lead to your cover invalidated in the event of a claim.