Tipid App

Tipid is a private, offline budgeting app built for the way Filipinos actually handle money. Track every peso in seconds, set budgets and savings goals, keep tabs on utang, and grow your ipon — all on your iPhone, with nothing leaving your device.

No bank logins. No cloud. No accounts. No subscriptions. Your financial life stays yours.

LOG EXPENSES IN SECONDS
• Just type it — "coffee 150 starbucks" — and Tipid figures out the rest.
• Talk to it, or snap a photo of a receipt and let it read the details.
• On-device AI puts each expense in the right category on its own.

SEE WHERE YOUR MONEY GOES
• A clean Today dashboard shows balances, recent activity, and your net worth at a glance.
• Charts and insights show your spending patterns and where you can cut back, for this month or any month before it.
• Net worth updates the moment you log income or an expense.

BUDGETS & GOALS THAT MOTIVATE
• Set a budget for any category you name — Tennis, Date night, whatever you track — and new expenses land in it on their own.
• Create savings goals and watch your savings piggy grow plumper the more you save.
• Cashflow forecasting helps you see what's coming before it hits.

BUILT FOR REAL LIFE
• Track utang and money owed — who you owe and who owes you.
• Installment plans and recurring transactions stay organized.
• Planned payments and upcoming bills so nothing surprises you.
• Multiple accounts: debit, credit, cash, and investments.
• Multiple currencies supported.

PRIVATE BY DESIGN
• 100% offline — your data never leaves your iPhone.
• Face ID unlock and a privacy mode to hide balances.
• On-device AI powered by Apple Foundation Models — smart, but private.

GOES WHERE YOU GO
• Apple Watch app for logging on the move.
• Home screen widgets and Siri support.
• Export to CSV/JSON and generate PDF statements anytime.

Free to start, with a one-time purchase to unlock everything — no monthly fees, ever.

Finally see your money clearly. Salamat for using Tipid!