Trata: Personal Finance

Trata shows where your money goes and how much you really spend each month. Log purchases in seconds, stick to a budget and save up for the things you want. No bank connection, no sign-up.

Paid? It’s already logged
A one-time setup in the Shortcuts app: after you pay at a terminal with a card in Wallet, the amount and merchant land in Trata on their own. Pick a category for a new merchant once and Trata remembers it. You can also log transactions from your bank’s text messages and, on iOS 27, from your banking app’s notifications. A step-by-step guide is built in. Online payments aren’t covered; Trata doesn’t connect to your bank or make payments.

Log it your way
Add expenses by hand in a couple of taps, cash included, and create a new category right on the entry screen. Scan receipts on your iPhone, import transactions from a Wallet statement screenshot or a CSV file, or use Siri and widgets.

Know what you can spend
Set a monthly budget and category limits. Available today shows what you can spend today, based on what you’ve logged. Analytics shows the month’s projected total, the highlights and where your money goes by category.

Subscriptions in one total
See exactly what your subscriptions cost each month, in the currency you’re charged. See what’s been charged and what’s still to come, with the next payment at the top. Auto-logging marks a subscription as paid.

Travel and your countries map
Set dates, a currency and a budget for each trip, and add tickets and bookings paid in advance. Split a shared bill equally or by shares: only your part counts as your spending, and Trata shows who owes whom. Countries you’ve visited fill in on the map, and you can mark them even without a trip.

Events
See what a wedding, an anniversary or a celebration cost. Add expenses you’ve already logged to an event; purchases on the same day aren’t added automatically. Organizing it together? Mark who paid and Trata works out who owes whom and how much.

Family and Business
Family: shared finances on two iPhones through iCloud, without servers or sign-up. Business: profit, accounts, orders, cash and partner shares, separate from personal money; a Phone repair template, business widgets and quick income entry through Siri or Control Center.

Vehicles
Add a car, a motorcycle or several vehicles. Log fuel, maintenance and mileage, and see the cost per km. Keep insurance and other document expiry dates with photos; Trata reminds you a month and 14 days before they run out.

Accounts, savings, debts
Accounts in different currencies, each amount shown in its own currency. Savings goals, debts with repayment dates, utility bills with reminders. Exchange rates are the official National Bank of Moldova rates, and each record uses the rate of its own day.

Your records stay yours
No sign-up, ads or usage analytics. Data stays on your iPhone and, if iCloud is on, in your private iCloud database; the developer has no access to it. Face ID, hidden amounts, backups, export to CSV and JSON. Privacy mode shows the app with made-up data, and Face ID takes you back to your own records.

Trata is available in English, Russian and Romanian.

Support: tratasupport@gmail.com

Trata is subscription-based: monthly, yearly or a one-time lifetime purchase. New monthly and yearly subscribers get the first 7 days free, then pay for the chosen plan; cancel anytime in your Apple ID settings. Without a subscription your records stay put: you can view and export them, and auto-logging keeps working. Manual entry, editing, Analytics, travel, business and other sections need a subscription. If you installed Trata before version 1.0.7, everything you've been using stays free until 1 January 2027.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/