Tumoni: Money without borders

Tumoni gives families in the United States and Central America a secure way to manage their money in one connected app. Open your Tumoni account from your phone, access essential financial tools, and send or receive money instantly with zero fees between Tumoni users.

For users in the United States:
- Open a U.S. bank account in minutes using your national ID.
- Add funds through bank transfers, cash deposits, or get paid faster with mobile check deposits [1].
- Access your money with a convenient debit card for secure purchases and ATM withdrawals [2].
- Send money instantly to other Tumoni users in the US and Central America with no fees.

For users in Central America:
- Receive money instantly from Tumoni users in the US at no cost.
- Send and receive money locally between Tumoni users with zero fees.
- Buy mobile top-ups and data packages, and pay for services like water or electricity - right from the app.
- Withdraw cash at more than 600 authorized locations in Nicaragua.

Tumoni is the first platform to give both sides a connected financial experience in a single app.

Download Tumoni and bring your money and your family closer.

Disclosures:
Tumoni is a financial technology company, not a bank. Banking services provided by Transportation Alliance Bank d/b/a TAB Bank, Member FDIC, pursuant to a license by Visa U.S.A. Inc. The Tumoni Visa® Debit Card is issued by TAB Bank and may be used everywhere Visa is accepted [3].

[1] ATM fees may apply. See Consumer Deposit Agreement and app for details.
[2] Feature availability may be limited. Early access to funds depends on payer and timing; not guaranteed.
[3] Deposits are FDIC insured up to applicable limits through TAB Bank.