UltiBudget – Offline & Private

ULTIBUDGET - PLAN, SCAN, TRACK, & SHARE!

Bank SMS alert hits.
Transaction created.
Budget updated. – BOOM!

— No waiting days for bank feeds.
— No stale budget.
— No guessing what you really have left.

“PENDING” vs. “CLEARED” separated cleanly.
UltiBudget calculates it.

Snap a receipt.
UltiBudget logs it!

Split one purchase across real categories;
UltiBudget remembers it.

Share a budget with your partner, family, or team;
UltiBudget syncs it.

Import a statement without creating duplicate chaos;
UltiBudget audits it.

Keep receipts, bills, accounts, budgets, and transactions together — organized by workspace, optionally synced with iCloud, and built around PRIVACY!

UltiBudget is built for people who want more than a basic spending list. It helps you plan monthly budgets, scan receipts, turn bank alerts into transactions, manage bills, import statements, share workspaces, and keep your financial life organized without giving up privacy.

NICHE FEATURES THAT MATTER

• INSTANT BANK-ALERT TRANSACTIONS
Turn bank alert text into transaction entries right when spending happens, with amount, merchant, and account detection plus manual review when needed.

• RECEIPT SCANNING
Snap a picture, review the detected merchant, amount, date, and account, then save it as a transaction.

• SPLIT TRANSACTIONS
Break one purchase across multiple categories so mixed receipts do not turn into one useless “shopping” total.

• WORKSPACE-BASED BUDGETING
Keep personal, family, business, side-hustle, vacation, or project finances separated.

• ICLOUD SYNC AND WORKSPACE SHARING
Keep budgets, accounts, transactions, bills, and receipts connected across devices, then share a workspace with the people you manage money with.

• CSV IMPORT AND RECONCILIATION
Import statements, preview rows, map columns, merge matches, avoid duplicates, and compare statement data against what is already in UltiBudget.

• ROLLOVER CATEGORY BUDGETING
Carry unused or overspent category amounts into future months so your budget can handle real life.

• BILLS THAT BECOME TRANSACTIONS
Track upcoming, overdue, paused, and recurring bills, then mark bills paid so planning connects directly to your transaction history.

• SMART MERCHANT CLEANUP
Clean duplicate or messy merchant names, learn better merchant patterns, and improve future receipt and alert matching.

• POWERFUL SEARCH + INSTANT TOTALS
Filter by words, dates, transaction type, categories, and totals, then tap calculate to instantly see the math for matching transactions.
IMAGINE — how helpful this would be if you wanted to search: John's Deck, over $50, before June 2026?

Useful for reimbursements, projects, returns, tax checks, cleanup, and finding exactly where the money went without scrolling history.

• RECEIPT ARCHIVE
Keep receipt images tied to transactions for returns, reimbursements, tax records, or personal documentation.

• CUSTOMIZABLE TABS
Put the areas you use most within reach and move everything else into More.

• PRIVATE BY DESIGN
UltiBudget uses native Apple storage, on-device processing where possible, and iCloud features built around your Apple account instead of requiring another financial login.

www.ultibudget.com/privacy-policy

www.ultibudget.com/terms-of-use