Ultimate VA Calculator

Ultimate VA Calculator is an all-in-one military real estate app for veterans, active-duty service members and military families navigating a home purchase, PCS move, sale, rental decision or repeat use of VA financing.

Use one app to estimate VA mortgage payments, compare BAH, organize a home-buying budget, estimate home-sale proceeds, review rent costs over time and estimate remaining VA entitlement.

VA MORTGAGE CALCULATOR
Estimate a VA mortgage payment and important loan costs using inputs such as purchase price, down payment, interest rate, term, property taxes, homeowners insurance, VA disability status and VA Funding Fee treatment. The app can also help estimate buyer closing costs, rate buydown costs and cash needed to close based on the information entered.

BAH CALCULATOR
Research Basic Allowance for Housing using duty location, pay grade or rank, and with- or without-dependent status. Compare BAH with an estimated mortgage payment or other housing costs when preparing for a PCS.

VA LOAN LIMIT & REMAINING ENTITLEMENT
Already have a VA-financed property? Estimate remaining VA entitlement and whether another VA purchase could potentially require a down payment when entitlement is still tied to an existing loan. This tool is useful for repeat-use VA borrowers and military families deciding whether to keep a current home after a PCS.

HOME SALE PROCEEDS
Estimate selling expenses and potential net proceeds to better understand how much you may walk away with after a home sale.

RENT CALCULATOR
See how rent can add up over approximately one to five years and use the result as part of a rent-versus-buy or keep-versus-sell decision.

BUDGET & DTI
Enter income and recurring debts to estimate debt-to-income ratio and organize a preliminary home-buying budget before speaking with a mortgage professional.

VA RATE INFORMATION & EDUCATION
Follow current national average VA mortgage-rate information and broader rate trends. Access VA loan education, PCS resources, military real estate information, videos, classes, Vetted Pros and Instant VA Support.

Built for military home decisions: buying, selling, renting, investing, relocating through PCS or using VA financing again.

Ultimate VA Calculator is an unofficial educational application from Veterans Agents Inc. It is not affiliated with, endorsed by or operated by the U.S. Department of Veterans Affairs. Calculator results are estimates and are not loan approval, a personalized rate quote, an appraisal, legal advice, tax advice or financial advice. Confirm eligibility, entitlement, BAH, rates, costs and loan terms with the appropriate official source or qualified professional.