VaultKeeper: AI Money Tracker

VaultKeeper is a private, AI-assisted money tracker for individuals and families.

Track spending across every account you own. Sync your bank accounts via Plaid. Share finances with household members. Ask AI about your money, grounded in your actual wallets and transactions (Premium). No ads, no tracking, no selling your data.

TRACK EVERYTHING IN ONE PLACE
• Checking, savings, credit cards, cash, investments, each with its own balance and currency
• Income, expense, and transfer transactions with category breakdowns
• Recurring / scheduled transactions with review-before-add confirmation
• Monthly and yearly stats with drill-down by category, wallet, and date range
• Full-text search across all transactions
• Import your history from another budgeting app (CSV)
• CSV export for your records or tax prep
• Face ID lock, and an option to hide balances automatically when you're away from home

BANK SYNC (PREMIUM)
• Connect your bank accounts via Plaid
• Automatic import of transactions and account balances
• Smart auto-categorization from your past transactions
• See investment account balances alongside everything else
• Sync all wallets with one tap, or per-wallet on demand

HOUSEHOLD SHARING (PREMIUM)
• Invite family members by email
• Everyone sees the same ledger in real-time
• Add or edit transactions from anyone's device
• Leave or remove members anytime

ASK AI (PREMIUM)
• "How much did I spend on groceries last month?"
• "Which subscriptions am I paying for, and what do they cost me a year?"
• "Show me my net worth over time"
• Answers come with real charts you can tap to inspect, and can filter your ledger or export a CSV for you
• Grounded in your actual wallets, transactions, and categories, not a generic chatbot
• Zero-data-for-training with Anthropic's Claude
• Session-only conversations, fully consent-gated

PRIVACY FIRST
• No ads, ever
• No behavioral tracking, no third-party analytics: the only diagnostics we collect are crash reports (Firebase Crashlytics)
• No selling your data
• Face ID / Touch ID lock
• Optional two-factor authentication (TOTP)
• Encrypted in transit (TLS) and at rest
• Complete account deletion available from Settings
• Open policy documentation

PREMIUM SUBSCRIPTION
Unlock bank sync, household sharing, AI assistant, and unlimited wallets.
• Monthly: $5.99
• Yearly: $49.99 (with a 7-day free trial)

AI assistant usage is subject to a monthly fair-use allowance, shown as a usage bar in Settings.

Free tier includes manual tracking with up to 5 wallets, unlimited categories, and full transaction history, enough to get the hang of it.

Subscriptions auto-renew and are managed through your Apple ID. Cancel anytime from iOS Settings → Apple ID → Subscriptions.

Website: https://vaultkeepermoney.com
Privacy Policy: https://vaultkeepermoney.com/policies/privacy
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Questions? Email info@vaultkeepermoney.com