Wallet Coach: Monthly Budget

Your money left a trail. Wallet Coach plans the month's bills, loans and income on one page, reads your card statements and shopping receipts, tracks prices, and turns it all into charts you can actually read.

CARD STATEMENTS
• Share the statement PDF from your bank's app, or add a screenshot.
• Your spending split by sector, the shops you spend most at, and what the card cost you in interest and fees.
• Statements due this month show up in the analysis, with tips on card cut dates.

ANALYSIS
• One month or the last 3, 6 or 12: how much of your income was left and what changed.
• Where it went: your blocks as bubbles sized by spending, tap for details.
• Your inflation: how much rent, bills and insurance rose in a year, next to official inflation and your pay.
• Suggestions and habits: bills paid on time, debt load, loans ending, subscriptions, months of cushion.

SCAN RECEIPTS, TRACK PRICES
• Snap a receipt; items, shop, date, total and discounts are read.
• Fill a purchase from a shelf label, a barcode or a photo of the product.
• Every purchase of a product side by side: first price, latest price, cheapest shop, what you could have saved.

SHARE BY LINK
Share a renovation, a trip, your price log, assets or a savings board with a QR code or a link. They see it as it is and stay up to date; they can copy it or suggest an addition. You approve or reject, and you get a notification when a suggestion arrives.

MONTHLY PLAN
• Credit cards (with minimums), loans, home, insurance, subscriptions, income; the blocks are yours.
• Every line has its day, a tick, and how many days are left or late. Partial payments too.
• The next month copies itself in one tap. Due-date calendar and reminders before bills fall due.

SAVINGS AND PLANS
• Savings goals in money, gold grams or currency, valued at today's rate.
• The 100-box savings board: a random amount in every square, cross them off as you save. Also from the widget and Apple Watch.
• Budgets and the real cost of renovations, trips and weddings.

ASSETS AND OWED
• Property, car, gold, currency, funds: see the return nominally, after inflation, against the dollar and against gold.
• Who owes you and who you owe: VAT, invoices, partial payments, due dates.

TOOLS
Turn a price into working hours, bring an old amount to today's money, net salary, raise check, a wish list and short reads on money.

PRIVACY
No account. Your plan, spending and holdings stay on your phone; a backup goes only to your own iCloud. When reading receipts, labels and statements, only the recognised text (card numbers masked, never the photo) is sent to an AI model to tidy it up. Something you share by link is copied to our server until you stop sharing. Tap the eye and every figure disappears.

WALLET COACH PRO
Free: two months of plans, one statement, two AI receipt reads a month and the analysis summary. Pro: unlimited months, statements, receipt reads, assets and accounts; the full analysis; PDF and spreadsheet export; no ads.

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