weFi: Budget & Money Moves

weFi tells you where your money stands today and the specific move worth making about it. Most money apps hand you a dashboard and leave the thinking to you. weFi reads your linked accounts, works out what actually needs attention this month, and gives you the next step with the numbers attached.

What you can do with weFi
- See where you really stand, built from your own accounts.
- Get specific money moves worth making, each with what it's worth.
- Build budgets, savings goals, and debt payoff plans sized to your real income.
- Never miss a bill, due date, or payment that's about to slip.
- Track spending automatically and see twelve months side by side.
- Earn Kudos for the months you handle your money well.

Where you stand: your real position, not a wall of numbers
● One screen, what matters today: what needs attention, what's coming up, what can safely wait.
● Built from your accounts: income, committed bills, and what's genuinely free to spend.
● Nothing hidden: every figure comes from your own linked accounts.

Money Moves: specific suggestions, quantified
● A subscription gone unused, a fee worth challenging, a due date worth shifting.
● Every move shows what it's worth to you before you decide.
● Accept it, dismiss it, or come back later, nothing happens unless you say so.
● Timed around your paycheck, so a bill never lands the day before payday.

Plans: budgets, savings, and debt payoff that fit your income
● Say the goal: pay down a card, build a cushion, save for something specific.
● weFi drafts the plan: a realistic budget from what you actually earn and spend.
● It re-plans when things change: a short month doesn't break the whole thing.
● Debt payoff timelines you can actually hit, with each payment's effect shown.

Bills and to-dos: nothing slips through
● What's due, what's about to slip, and what can wait, sorted for you.
● Reminders that arrive when they're useful, not after the late fee.
● Every due date for the month at a glance.

Spending: grouped the way you actually think about it
● Housing, food, transport, bills, subscriptions, categorized automatically.
● Twelve months side by side, so a bad month shows up early.
● No manual entry: it comes from your linked accounts.

Kudos: your good months, kept
● Four habits checked monthly against your own accounts: savings growth, cushion, spending control, debt control.
● Each one you clear is recorded, and it stays recorded, whatever the next month brings.
● Missed months show honestly too. A meter that only shows good months isn't telling you anything.
● Free for every user, forever.

Ask in plain English
● Ask about your own money and get an answer from your own numbers, not a help article.
● Ask it to set up a budget, savings plan, or reminder and it opens the right screen with the fields filled in.

All your accounts, one place
● Connect banks, credit cards, loans, and buy-now-pay-later plans.
● weFi reads your accounts to build the picture, it never moves your money.

Built for real budgets
weFi was built for people whose margins are thin and whose paycheck isn't always the same size. If a budget app has ever felt like it was designed for somebody else — assuming a steady salary, a spare few hundred, a credit score you already have, this one wasn't. It was created by credit risk and lending professionals with more than twenty years building the models banks use to make lending decisions.

Privacy and security
weFi uses bank-level encryption and read-only connections where applicable. We don't sell your data.
Privacy policy: https://www.wefiapp.com/privacy-policy
Terms of use: https://www.wefiapp.com/terms-of-services

Free to start
The core app is free, including Kudos and the expense tracker. An optional premium plan is available as a monthly subscription.

Get weFi and see where your money stands in a few minutes.