Wise budget

Wise Budget – Budgeting Without Subscriptions

Wise Budget helps you track spending, plan ahead, and understand your money without spreadsheets, ads, or monthly fees.

Log income and expenses, set monthly budgets, track recurring bills and paydays, scan receipts, and see clear insights about where your money is going. Wise Budget is built for people who want a clean, private, practical budgeting app that stays easy to use.

Know What Needs Attention
- Today View: See this month’s income, expenses, net balance, upcoming money moves, and items that need confirmation.
- Recurring Bills & Income: Track paydays, rent, mortgage payments, subscriptions, savings transfers, and other repeating money.
- Actionable Reminders: Get prompted to confirm important recurring items, like paychecks or variable bills.
- Upcoming Timeline: See what’s expected before it affects your budget.

Track Spending Without the Spreadsheet
- Fast Entry: Record expenses and income in seconds.
- Receipt Scanning: Scan receipts, review the extracted details, and save entries faster.
- Accounts & Categories: Organize checking, savings, credit cards, cash, categories, and subcategories your way.
- Search & Filters: Find transactions by date, account, type, category, or keyword.

Plan Better Every Month
- Monthly Budgets: Set spending limits by category and see what’s left before you spend.
- Income Targets: Track income goals alongside spending limits.
- Budget Details: Understand spending, refunds, income, and remaining amounts clearly.
- Recurring Impact: Plan around predictable bills, income, and subscriptions.

Understand Your Money Over Time
- Spending Trends: See how categories change month by month.
- Category Details: Drill into subcategories and recent entries to understand what changed.
- Insights: Spot spending patterns, income vs. expense changes, and major contributors.
- Balance Tracker: Monitor account balances month by month, automatically or manually.

Private by Default
- Offline-First: Your data stays on your device unless you choose to sync.
- Optional iCloud Sync: Privately sync across iPhone, iPad, and Mac using Apple’s CloudKit.
- Full Data Ownership: Export, import, reset, or delete your data whenever you want.

Perfect for:
- People who want to stop overspending
- Anyone tracking bills, paydays, subscriptions, and recurring expenses
- Families, students, freelancers, and households managing monthly budgets
- Users who want clear spending insights without a complicated finance system
- Anyone tired of budgeting apps with subscriptions and ads

Pay once. No subscriptions. No ads.

Wise Budget gives you a practical way to stay on top of spending, plan for what’s coming, and understand your financial habits over time.

Download Wise Budget today and take control of your money with a fast, private budgeting app built for real life.