WiseWallets

WiseWallets is a zero-based budget with one difference: your transactions are encrypted on your phone with a key only you hold. Not us, not a data broker, not anyone. We literally can't read them.

GIVE EVERY DOLLAR A JOB
Plan the month in minutes. Set what you expect to earn, decide what each category gets, and watch "left to budget" hit zero. Copy last month's plan with one tap and adjust from there.

SORT, DON'T TYPE
Connect your bank (Pro) and new transactions land in a tray waiting for a budget line. Tap, pick a line, done. Or add them by hand — the free plan has no limits on manual budgeting.

SEE WHERE YOU STAND
Every line shows planned vs. spent with a progress bar. The Activity tab lets you search and filter the month. Export everything as CSV whenever you like.

GOALS THAT MOVE
Savings targets with a monthly pace to hit them, and a debt payoff planner that compares snowball vs. avalanche so you know exactly when you'll be free.

PRIVATE BY DESIGN
• Transactions, amounts, merchant names and budget lines are encrypted on-device before they're saved.
• A 12-word recovery phrase gets your data back if you forget your password.
• No ads. No selling data. Delete your account and every byte goes with it.

WISEWALLETS PRO
Bank sync through Plaid, goals and debt planning, budget-day reminders, accent colours and alternate app icons. Monthly or yearly, cancel any time.

Questions? support@elcodev.com

Privacy policy: https://elcodev.com/privacy-policy
Terms: https://elcodev.com/terms-conditions