WorthLine: Net Worth

WorthLine turns your money into one honest line: your net worth, quarter by quarter. Fully private. No account, no bank linking, no tracking. Every figure is one you enter by hand.

Once a quarter you do a check-in. WorthLine carries forward last quarter's accounts, property, investments, and debts, so you update the amounts instead of starting over. It does the arithmetic, draws the line, and marks the milestones you cross.

WHAT SHIPS IN THE BOX
- Quarterly check-in workflow: carry forward last quarter's line items and update the amounts, not re-enter them
- Asset and liability categories: cash and accounts, investments, property, mortgage, loans, credit cards, plus your own custom categories
- Net worth trend line: every quarter on one chart, with assets against debts when you want it
- Net worth goal: set a target, watch the bar fill, and see the quarter your own recent pace would reach it
- Growth and pace: your average change per quarter, your best quarter, and your rising-quarter streak
- Milestone flags: crossing zero, your first 100K, doubling, and every all-time high
- Category breakdown: what makes up your assets and your debts each quarter, and how each side shifted since last time
- Debt ratio: how much you owe for what you own, quarter by quarter
- Local backup and restore: keep a private JSON file of your history and bring it back on any device
- Quarterly reminder: an optional local nudge when a new quarter begins
- CSV export: a spreadsheet-ready file of every snapshot
- Syncs across iPhone, iPad, and Mac with iCloud

FREE VS PRO
Free: four quarterly snapshots, the full check-in workflow, the trend line, milestones, the breakdown, your debt ratio, a net worth goal with live progress, local backup and restore, and the quarterly reminder.
Pro: unlimited snapshots for your whole history, the goal's projected reach date, growth and pace insights, custom asset and debt categories, and CSV export of every snapshot.

WorthLine is a private tracking tool, not financial advice. Every projection is a simple extrapolation of your own entered history.

WORTHLINE PRO
Pro is available as an auto-renewing monthly or yearly subscription, or as a one-time lifetime purchase. Prices are shown in the app and may vary by region.

Pro subscriptions renew automatically until cancelled. Payment is charged to your Apple Account at confirmation of purchase. Cancel anytime in Settings > Apple Account > Subscriptions; cancellation applies at the end of the current period. Terms: Apple Standard EULA https://www.apple.com/legal/internet-services/itunes/dev/stdeula/