Yearsplit

Yearly bills, never a surprise.

Yearsplit plans your fixed costs by the year. Enter your income and your regular costs – rent, insurance, subscriptions, memberships – monthly or yearly. Yearsplit shows what’s left every month and how much to set aside for the bills that come only once a year.

The year, split into months
• Yearly costs become monthly shares, so the big bill in November is part of every month’s plan.
• A recommended monthly reserve tells you how much to put aside to cover your yearly bills.
• A month-by-month chart shows when the yearly bills are due.
• The reserve over the year shows whether your monthly reserve covers every yearly bill, or how much buffer you need at the start of the year.
• The next yearly bills due, at a glance.
• Switch between the monthly and the yearly view of all your costs.

What’s left, at a glance
• Income, fixed costs and what remains, per month and per year.
• Your savings rate and your expenses by category.
• Your own categories for costs and income.
• Pause an item without deleting it, such as a subscription on hold.

Plan together
• Share your fixed costs with your partner: you both see and edit the same figures, each on your own devices.
• Invite by message, no account needed: sharing runs through iCloud and your Apple IDs.
• With Family Sharing, one purchase covers the whole household.

Privacy first
• No account, no sign-up, no tracking, no ads.
• Your data stays on your devices and with the people you share it with. Yearsplit works fully offline and never sends anything to the developer or to third parties.
• Optional app lock with Face ID or Touch ID.
• Sample data shows built-in sample figures instead of your data, so you can show the app on a shared screen.

On iPhone, iPad and Mac
• One purchase for all three. No subscription, no in-app purchases.
• Optional iCloud sync keeps your devices up to date through your own iCloud account.
• A true Mac app, with menus and keyboard shortcuts.
• Any currency, English and German, light and dark appearance.
• Export and import your data as a file at any time – or merge a file into your data.

Yearsplit plans regular costs; it is not an expense tracker. It doesn’t connect to your bank and doesn’t record individual purchases.