YUMO - Business Control Centre

**Stop juggling spreadsheets. Start running your business.**

YUMO is the all-in-one financial control centre built for freelancers, side hustlers, small business owners, and anyone who wants to take control of their money. Track every penny, invoice clients in seconds, manage your stock, and let AI handle the boring stuff.

**AI ASSISTANT — JUST TELL YUMO WHAT HAPPENED**
Skip the forms. Message YUMO like you'd text a friend: "I spent £45 on supplies" or "Create an invoice for Sarah". YUMO logs it, categorises it, and updates your books instantly. Ask questions about your finances and get real answers based on your actual data.

**CASHFLOW DASHBOARD**
See exactly where your money is going — and where it's coming from. View monthly or weekly breakdowns, track income vs expenses, and see how you're trending compared to last month. Filter by source: all transactions, money in, money out, Shopify, or recurring.

**PROFESSIONAL INVOICING**
Create beautiful, detailed invoices in under 60 seconds. Add line items, set VAT rates, choose payment terms. Connect Stripe and YUMO auto-generates a payment link so clients can pay instantly. Track every invoice from draft to paid.

**QUOTES**
Send polished quotes with itemised breakdowns and expiry dates. Look professional. Win more work.

**INVENTORY & OFFERINGS**
Track products, services, and salaries in one place. Cost price, selling price, stock levels, supplier info. When you invoice a product, stock is auto-deducted. When you add inventory, the expense is auto-logged.

**INCOME STREAM TRACKING**
Got multiple income streams? Tag expenses, income, and sales to specific streams. See which ones are profitable and which ones are draining you. Rank your income streams by profit.

**BUDGETS**
Set spending limits by category — weekly, monthly, or yearly. Track your actual spend against the budget in real time with progress bars. Stay disciplined.

**SAVINGS GOALS**
Set a target, add contributions, and watch the progress bar fill up. Emergency fund, new equipment, holiday — whatever you're saving for.

**NET WORTH TRACKING**
Add your assets and liabilities. YUMO calculates your net worth and tracks how it changes over time. Milestone badges keep you motivated.

**AI INSIGHTS**
YUMO analyses your data and gives you real insights — top customers, best-selling products, spending patterns, unusual spikes, and savings opportunities. Not generic tips. Analysis of YOUR numbers.

**TAX CALCULATION (UK)**
Instant tax estimates for sole traders — income tax brackets, National Insurance, the lot. Tax optimisation suggestions help you find deductions you're missing.

**TASKS & TO-DO**
Stay on top of client deadlines and follow-ups. Set priorities, schedule times, and track your daily completion rate.

**RECURRING TRANSACTIONS**
Rent, subscriptions, retainers — set them up once. YUMO tracks them automatically. Daily, weekly, monthly, or yearly.

**7 REPORT TYPES**
Generate professional reports: Expense, Sales, Income, Invoice, Quote, Inventory, and Subscription reports. Any time period. Export and share.

**INTEGRATIONS**
- Shopify: Auto-import products and orders
- Stripe: Payment links on invoices, transaction sync
- eBay: Import inventory and completed orders
- Excel/CSV: Bulk import existing data

**SECURITY**
Face ID, PIN lock, and dark mode. Your data stays private.

**FREE TO START**
Generous free tier. Upgrade to YUMO Pro for unlimited everything. Or grab a Founding Member spot — £99 one-time for lifetime Pro access (limited to 100 spots).